Cape May County and Stone Harbor Borough property record for 10 97th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,394 sqft · built 2021 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,350,000 (Sep 2019) |
| Tax Bill | $23,140 (2024) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00096-01-00017 |
| Primary APN | 10-00096-01-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,394 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Street Address | 10 97TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 96.1 |
| Legal Lot Number | 17 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 20901 |
10 97th St is held in a trust since September 2019.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2220 MIRAMONTE CT, NAPLES, FL 34105-3045 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Apr 16, 2019 |
| Deed Document Number | 2019105668 |
| Deed Book / Page | 3874 / 540 |
| Prior Transfer Date | Jul 10, 2009 |
| Prior Transfer Doc | 0000000249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 6, 2019 |
| Property Address | 10 97TH ST, STONE HARBOR, NJ 08247-1939 |
| Document Number | 0038740540 |
| Book / Page | 003874 / 000540 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 105668 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 610 W LAKE DR NAPLES FL 341026543, NAPLES, FL 34102-6543 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,093,600 (-) Land $2,199,600 Building $894,000 | $3,093,600 (-) Land $2,199,600 Building $894,000 | |
| 2025 | $3,093,600 Land $2,199,600 Building $894,000 | $3,093,600 Land $2,199,600 Building $894,000 | |
| 2024 | $23,140.00 | ||
| 2023 | $3,093,600 Land $2,199,600 Building $894,000 | $3,093,600 Land $2,199,600 Building $894,000 | |
| 2022 | $21,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 97th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 97th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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