10 7th Ave W, Polson, MT 59860 Property Records

Lake County property record for 10 7th Ave W, Polson, MT 59860

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,500 sqft · built 1991
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$1,546,125 (May 2026)
Tax Bill	$4,994 (2026)
Deeds & Mortgages	May 2026 Sale & Construction Loan May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1510164`

Property Details

APN / Parcel Number

Primary APN	`R1510164`
Alternative APNs	`15-3228-04-4-02-01-0000` `0000008869`

Interior

Stories	2 Stories
Building Area	6,500 sqft Total Area
1st Floor Area	5,000 sqft
Upper Floors Area	1,500 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	13,983 sqft (0.321 acres)
View / Lot	Major Street/Thoroughfare
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008869
Street Address	10 7TH AVE W
City	POLSON
State	MT
Zip	59860-3205
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 30, LOT 7 - 8, ACRES 0.321
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	30
Legal Lot Number	7,8
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2044
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 7TH AVE W, POLSON, MT 59860-3205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Construction Mortgage GLACIER BANK
May 27, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Oct 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	2026638710
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 18, 2026
Property Address	10 7TH AVE W, POLSON, MT 59860-3205
Document Number	0000638710
Instrument Date	May 18, 2026
Instrument	2026.638710
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	LAKE COUNTY ABSTRACT AND TITLE, LAKE COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 7TH AVE W, POLSON, MT 59860-3205

Mortgage

Document Number	0000638711,
Date	May 18, 2026
Instrument	2026.638711

Lender

Name	GLACIER BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	10 7TH AVE W, POLSON, MT 59860-3205
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 PHEASANT RDG, POLSON, MT 59860-6863

Mortgage

Document Number	0000598442
Date	May 27, 2022
Instrument	598442

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	10 7TH AVE W, POLSON, MT 59860-3205
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40142 MAJESTIC CT, POLSON, MT 59860-8038

Mortgage

Document Number	592620
Date	Oct 5, 2021
Instrument	592620

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,994.00 (-5.13%)	$632,800 (-)
2025	$5,264.00 (+9.76%)	$632,800 (+45.04%)	$632,800 (+45.04%) Land $150,600 Building $482,200
2023	$4,796.00	$436,300	$436,300 Land $74,000 Building $362,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

Nearby Properties on 7th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures