10 5th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 10 5th St, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,250 sqft · built 1972
Lot Size0.177 acres (7,714 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Mar 2017)
Tax Bill$1,141 (2025)
Deeds & MortgagesJun 2017 Mortgage
Dec 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-4428-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-4428-5
Alternative APNs
  • 05-2S-23-2080-0018-001A
  • 23S20520800018001A

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,250 sqft Living Area
Gross Area1,832 sqft
1st Floor Area1,250 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,714 sqft (0.177 acres)
Lot Width80 ft Width
PorchFlorida Room
Porch Area400 sqft
Utility Building182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10 5TH ST
CitySHALIMAR
StateFL
Zip32579-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE COM 17 FT W OF NW COR OF LOT 28 BLK 18 S 240 FT FOR POB E 97 FT S 80 FT W 97 FT N 80 FT TO POB 882-892
Legal Range23W
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block18
Legal Lot Number28
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2020
Census Tract21501

Owner

10 5th St is owned and occupied by two individuals who bought it in March 2017.

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 5TH ST, SHALIMAR, FL 32579-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Dec 23, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 10, 2017Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2017 · Amount on File
Deed SaleMar 10, 2017 · Amount on File
Deed Document Number20173122240
Deed Book / Page3290 / 3018
Prior Transfer DateAug 5, 2008
Prior Transfer Doc0028574903
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address10 5TH ST, SHALIMAR, FL 32579-2111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033033873
DateJun 14, 2017
Book Page3303/3873
Instrument3140859
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address10 5TH ST, SHALIMAR, FL 32579-2111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 5TH ST, SHALIMAR, FL 32579-2111

Mortgage

Document Number0035140211
DateDec 23, 2020
Book Page3514/211
Instrument3417012
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address10 5TH ST, SHALIMAR, FL 32579-2111
Document Number0033370672
Book / Page003337 / 000672
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 5TH ST SHALIMAR FL 325792111, SHALIMAR, FL 32579-2111

Mortgage

Document Number0033370672
DateFeb 13, 2018
Book Page003337/000672
Instrument3188199
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 12, 2038

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 10, 2017
Property Address10 5TH ST, SHALIMAR, FL 32579-2111
Document Number0032903018
Book / Page003290 / 003018
Instrument DateFeb 17, 2017
Instrument3122240
Transaction TypeTransfer
Record UpdatedApr 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 5TH ST SHALIMAR FL 325792111, SHALIMAR, FL 32579-2111

Mortgage

Document Number32903023
DateMar 10, 2017
Book Page003290/003023
Instrument3122241
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueMar 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 5th St was $1,141 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,141.00 Homeowner's exemption$132,540$196,733 Land $83,200 Building $113,533
2023$1,066.00 (+3.39%) Homeowner's exemption$125,053 (+3%)$181,005 (+8.37%) Land $58,203 Building $122,802
2022$1,031.00 Homeowner's exemption$121,411$167,028 Land $54,396 Building $112,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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