10 4th St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 10 4th St, Ipswich, MA 01938

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,644 sqft · built 1920
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Nov 2023)
Tax Bill	$7,750 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`IPSW M:41D B:006C L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:41D B:006C L:0`
Alternative APN	`3996`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	4,828 sqft
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	3996
Street Address	10 4TH ST
City	IPSWICH
State	MA
Zip	01938-2112
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	IR
Legal Block	6C
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	3
Census Block	3000
Census Tract	223300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ipswich Mills Historic District listed 1996 · 84 contributing resources · NRIS 96000923

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 4TH ST, IPSWICH, MA 01938-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Deed Document Number	20232570
Deed Book / Page	41851 / 2
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Nov 8, 2023
Property Address	10 4TH ST, IPSWICH, MA 01938-2112
Document Number	00041851-2
Book / Page	41851 / 2
Instrument Date	Nov 8, 2023
Instrument	20231108002570
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 4TH ST, IPSWICH, MA 01938-2112

Mortgage

Document Number	231108002580
Date	Nov 8, 2023
Instrument	231108002580

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Dec 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,750.00 (+0.08%)	$718,900 (+3.51%) Land $421,200 Building $297,700	$714,934
2025	$7,744.00 (-1.43%)	$694,500 (+0.61%) Land $396,500 Building $298,000
2024	$7,856.00 (+4.4%)	$690,300 (+12.19%) Land $396,500 Building $293,800
2023	$7,525.00	$615,300 Land $353,000 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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