10 4th St, Hagerstown, MD 21740 Property Records

Washington County property record for 10 4th St, Hagerstown, MD 21740

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,870 sqft · built 1938
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on File
Last Sale$56,000 (May 1987)
Tax Bill$1,896 (2026)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-015596

Property Details

APN / Parcel Number

Primary APN10-015596
Alternative APN
  • 015596

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,870 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area221 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number015596
Street Address10 4TH ST
CityHAGERSTOWN
StateMD
Zip21740-7308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionLOTS 22/23 80X110 10 FOURTH ST
Legal Lot Number22,23
JurisdictionWASHINGTON MD
Township / Civil Division10, FUNKSTOWN
Census Block Group1
Census Block1021
Census Tract602

Owner

10 4th St is owned and occupied by two individuals who bought it in May 1987.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 4TH ST, HAGERSTOWN, MD 21740-7308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 1987 · Amount on File
Deed SaleMay 25, 1987 · Amount on File
Deed Book / Page845 / 838
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address10 4TH ST, HAGERSTOWN, MD 21740-7308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062780271
DateJun 17, 2020
Book Page6278/271
Lender
NameFIRST UNITED BANK & TRUST
TypeBank
AddressHAGERSTOWN, MD 21740
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 10 4th St was $1,896 with a homeowner's exemption, up 5.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,896.00 (+5.69%) Homeowner's exemption$315,600 (+9.36%)$342,600 (-) Land $46,900 Building $295,700
2025$1,794.00 Homeowner's exemption$288,600$342,600 Land $46,900 Building $295,700
2023$1,616.00 Homeowner's exemption$220,900$261,600 Land $46,900 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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