10 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 10 4th St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1943
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$83,000 (Jul 2001)
Tax Bill$2,675 (2026)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13132.4607

Property Details

APN / Parcel Number

Primary APN13132.4607

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleRanch
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions100 ft deep x 105 ft wide
Utility Building992 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address10 4TH ST
CityCHENEY
StateWA
Zip99004-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionCHENEY TOWN OF L9 EXC NELY 5FT; ALL L10; & 10FT VAC STP SW OF L10 B46
Legal Range41E
Legal Township23N
Legal Section13
Legal SubdivisionCHENEY
Legal Block46
Legal Lot Number9,10
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group1
Census Block1014
Census Tract14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 4TH ST, CHENEY, WA 99004-1413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2001 · Amount on Record
Deed SaleJul 2, 2001 · Amount on Record
Deed Document Number20014604245
Prior Transfer DateNov 4, 1998
Prior Transfer Doc0004304555
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10 4TH ST, CHENEY, WA 99004-1413
Document Number0006639145
Instrument DateAug 30, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 4TH ST CHENEY WA 990041413, CHENEY, WA 99004-1413

Mortgage

Document Number0006639145
DateSep 13, 2017
Instrument6639145
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,675.00 (+4.9%)$247,100 (+9.43%) Land $85,000 Building $162,100$247,100 (+9.43%) Land $85,000 Building $162,100
2025$2,550.00 (+34.49%)
2024$225,800 (+43.09%) Land $75,000 Building $150,800$225,800 (+43.09%) Land $75,000 Building $150,800
2023$1,896.00 (+8.16%)$157,800 Land $40,000 Building $117,800$157,800 Land $40,000 Building $117,800
2022$1,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 66% of Washington
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHENEY
serves 16,954 people · EPA ID WA5312400
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
1,000 / 1,000
DCI
Cable
1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on 4th St

Nearby Streets

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