10 45th St, Munster, IN 46321 Property Records

Lake County property record for 10 45th St, Munster, IN 46321

Property Summary

Property TypeConvenience Store
Details2,112 sqft · built 1998
Lot Size3.27 acres (142,485 sqft)
OwnerCompany Name on File
Tax Bill$70,247 (2024)
Deeds & MortgagesOct 2020 Construction Loan
Nov 2019 Construction Loan
+ 3 more
Flood ZoneZone X (moderate risk)
APN007-18-28-0623-0001

Property Details

APN / Parcel Number

Primary APN007-18-28-0623-0001
Alternative APNs
  • 45-06-25-300-001.000-027
  • 182806230001

Interior

Stories1 Story
Building Area2,112 sqft Total Area

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block/Stucco
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area142,485 sqft (3.27 acres)
FenceFence
Canopy2,816 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number007-18-28-0623-0001
Old Parcel Number182806230001
Street Address10 45TH ST
CityMUNSTER
StateIN
Zip46321-4036
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Local Zoning CodeR33
Legal DescriptionRESUBDIVISION OF RIDGEWAY PETROLEUM ADD LOT 1
Legal SubdivisionRIDGEWAY PETROLEUM ADD
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2013
Census Tract40301

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2701 BERNICE RD, LANSING, IL 60438-1011
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Construction Loan · Construction Mortgage
PEOPLES BK
Nov 20, 2019Grant Deed, Construction Loan · Construction Mortgage
PEOPLES BK
Sep 14, 2018Loan Modification, Consolidation and Extension, Mortgage
PEOPLES BK
Sep 27, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PEOPLES BK
Sep 14, 2017Deed of Trust, Mortgage
PEOPLES BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateOct 15, 2020
Property Address10 45TH ST, MUNSTER, IN 46321-4036
Document Number0000073534
Instrument DateOct 1, 2020
Instrument73534
Transaction TypeConstruction Loan
Record UpdatedNov 2, 2020
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 45TH ST MUNSTER IN 463214036, MUNSTER, IN 46321-4036

Mortgage

Document Number0000073534
DateOct 15, 2020
Instrument73534
Lender
NamePEOPLES BK
TypeBank
Address9204 COLUMBIA AVE, MUNSTER, IN 46321-3570
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueOct 14, 2030
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateNov 20, 2019
Property Address10 45TH ST, MUNSTER, IN 46321-4036
Instrument DateNov 14, 2019
Instrument80323
Transaction TypeConstruction Loan
Record UpdatedDec 9, 2019
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 45TH ST MUNSTER IN 463214036, MUNSTER, IN 46321-4036

Mortgage

Document Number0000080323
DateNov 20, 2019
Instrument80323
Lender
NamePEOPLES BK
TypeBank
Address9204 COLUMBIA AVE, MUNSTER, IN 46321-3570
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueNov 19, 2029
Interest
Rate TypeAdjustable Rate

September 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionLAKE IN
Property Address10 45TH ST, MUNSTER, IN 46321-4036
Document Number0000082460
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 45TH ST MUNSTER IN 463214036, MUNSTER, IN 46321-4036

Mortgage

Document Number0000082460
DateNov 29, 2018
Instrument82460
Lender
NamePEOPLES BK
TypeBank
AddressMUNSTER, IN 46321
Agreement
Term120 Months
DueNov 28, 2028

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateSep 27, 2017
Property Address10 45TH ST, MUNSTER, IN 46321-4036
Instrument DateSep 14, 2017
Instrument65607
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 45TH AVE MUNSTER IN 463214036, MUNSTER, IN 46321-4036

Mortgage

Document Number0000065607
DateSep 27, 2017
Instrument65607
Lender
NamePEOPLES BK
TypeFunding / Finance Company
Address9204 COLUMBIA AVE, MUNSTER, IN 46321-3570
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 26, 2018

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address10 45TH ST, MUNSTER, IN 46321-4036
Document Number0000065609
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 45TH AVE MUNSTER IN 463214036, MUNSTER, IN 46321-4036

Mortgage

Document Number0000065609
DateSep 27, 2017
Instrument65609
Lender
NamePEOPLES BK
TypeBank
AddressMUNSTER, IN 46321
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,771,700 (+4.44%) Land $1,696,700 Building $1,075,000$2,771,700 (+4.44%) Land $1,696,700 Building $1,075,000
2024$70,247.00 (-1.53%)
2023$2,653,900 (+0.01%) Land $1,696,700 Building $957,200$2,653,900 (+0.01%) Land $1,696,700 Building $957,200
2022$71,339.00$2,653,700 Land $1,631,400 Building $1,022,300$2,653,700 Land $1,631,400 Building $1,022,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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