10 3rd St, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 10 3rd St, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1940
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2018)
Tax Bill	$8,727 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00012-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`20-00012-0000-00020`
Alternative APNs	`200001200020` `00001990`

Interior

Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	188 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00001990
Street Address	10 3RD ST
City	WARREN
State	NJ
Zip	07059-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20V
Legal Subdivision	MOUNT HOREB PARK
Legal Block	12
Legal Lot Number	20
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1009
Census Tract	52204

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 3RD ST, WARREN, NJ 07059-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
May 26, 2020	Deed of Trust, Mortgage EMBRACE HM LOANS
Oct 22, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	201839823
Deed Book / Page	7078 / 3741
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 3RD ST, WARREN, NJ 07059-6719
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	T A TITLE INSURANCE COMPANY, FIRST AM TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007948
Date	Feb 23, 2022
Book Page	7426/2500
Instrument	2022007948

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 3RD ST, WARREN, NJ 07059-6719
Document Number	0000022545
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 3RD ST WARREN NJ 070596719, WARREN, NJ 07059-6719

Mortgage

Document Number	0000022545
Date	Jun 2, 2020
Book Page	007215/001974
Instrument	22545

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 22, 2018
Property Address	10 3RD ST, WARREN, NJ 07059-6719
Document Number	0000039823
Book / Page	007078 / 003741
Instrument Date	Sep 26, 2018
Instrument	39823
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	PLS TITLE AND SETTLEMENT, PLS TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 3RD ST WARREN NJ 070596719, WARREN, NJ 07059-6719

Mortgage

Document Number	39824
Date	Oct 22, 2018
Book Page	007078/003748
Instrument	39824

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,300 (+6.26%) Land $228,200 Building $301,100	$529,300 (+6.26%) Land $228,200 Building $301,100
2025	$8,727.00 (+4.18%)	$498,100 (+16.87%) Land $215,700 Building $282,400	$498,100 (+16.87%) Land $215,700 Building $282,400
2024	$8,377.00 (+3.06%)
2023		$426,200 Land $179,500 Building $246,700	$426,200 Land $179,500 Building $246,700
2022	$8,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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