Hampden County and Southwick Town property record for 10 3rd St, Southwick, MA 01077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 916 sqft · built 1952 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Aug 2019) |
| Tax Bill | $3,640 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWIC M:149 B:000 L:045 |
| Primary APN | SWIC M:149 B:000 L:045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Gross Area | 1,556 sqft |
| 1st Floor Area | 1,154 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,800 sqft (0.156 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 3RD ST |
|---|---|
| City | SOUTHWICK |
| State | MA |
| Zip | 01077-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 45 |
| Jurisdiction | SOUTHWICK MA |
| Township / Civil Division | SOUTHWICK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 813101 |
Source: Hampden County and Southwick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 3RD ST, SOUTHWICK, MA 01077-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Aug 12, 2019 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | Aug 8, 2012 · Amount on Record |
| Deed Document Number | 201945212 |
| Deed Book / Page | 22800 / 20 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHWICK MA |
| Property Address | 10 3RD ST, SOUTHWICK, MA 01077-9630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 024303-446 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 24303/446 |
| Instrument | 89060 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHWICK MA |
| Recording Date | Aug 12, 2019 |
| Property Address | 10 3RD ST, SOUTHWICK, MA 01077-9630 |
| Document Number | 22800-20 |
| Book / Page | 022800 / 000020 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 45212 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 SUFFIELD ST AGAWAM MA 010011701, AGAWAM, MA 01001-1701 |
| Document Number | 22800-22 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 022800/000022 |
| Instrument | 45213 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Southwick Town |
| Unified School District | Southwick-Tolland-Granville Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,640.00 (+5.69%) | $233,800 (+5.03%) Land $57,500 Building $176,300 | $256,120 |
| 2024 | $3,444.00 (+6.53%) | $222,600 (+10.91%) Land $54,500 Building $168,100 | |
| 2023 | $3,233.00 | $200,700 Land $54,500 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–1998) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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