10 2nd St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 10 2nd St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1891
Lot Size0.091 acres (3,960 sqft)
OwnerIndividual Name on Record
Last Sale$107,507 (May 2021)
Tax Bill$8,569 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN02-00214-0000-00018

Property Details

APN / Parcel Number

Primary APN02-00214-0000-00018
Alternative APN
  • 020021400018

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Lot Area3,960 sqft (0.091 acres)
Lot Dimensions99 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number020021400018
Street Address10 2ND ST
CityBLOOMFIELD
StateNJ
Zip07003-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal Description40 X 99
Legal Block214
Legal Lot Number18
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4016
Census Tract15600

Owner

Source: Essex County and Bloomfield Township records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10 2ND ST, BLOOMFIELD, NJ 07003-2322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Jul 26, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 13, 2017Trustee's Deed, Construction Loan · Construction Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleJul 2, 2010 · Amount on Record
Deed Document Number202159115
Prior Transfer DateApr 12, 2021
Prior Transfer Doc0000059115
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 2ND ST, BLOOMFIELD, NJ 07003-2322
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021059116
DateMay 11, 2021
Instrument2021059116
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 2ND ST, BLOOMFIELD, NJ 07003-2322
Document Number0000076078
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 2ND ST BLOOMFIELD NJ 070032322, BLOOMFIELD, NJ 07003-2322

Mortgage

Document Number0000076078
DateAug 14, 2019
Instrument76078
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionESSEX NJ
Recording DateOct 13, 2017
Property Address10 2ND ST, BLOOMFIELD, NJ 07003-2322
Instrument DateOct 4, 2017
Instrument90512
Transaction TypeConstruction Loan
Record UpdatedFeb 27, 2018
Title CompanyEQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 2ND ST BLOOMFIELD NJ 070032322, BLOOMFIELD, NJ 07003-2322

Mortgage

Document Number0000090512
DateOct 13, 2017
Instrument90512
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 12, 2018

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,600 (-) Land $100,400 Building $145,200$245,600 (-) Land $100,400 Building $145,200
2025$8,569.00 (+2.87%)$245,600 (-) Land $100,400 Building $145,200$245,600 (-) Land $100,400 Building $145,200
2024$8,330.00 (+5.93%)
2023$245,600 Land $100,400 Building $145,200$245,600 Land $100,400 Building $145,200
2022$7,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims95 (1981–2024)
Claims Outside the SFHA5 of 95
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number