Westmoreland County property record for 10 1st St, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Details | 2,006 sqft · built 1910 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2022) |
| Tax Bill | $1,927 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2022 Line of Credit + 2 more |
| APN | 27-01-08-0-075 |
| Primary APN | 27-01-08-0-075 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,006 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 10 1ST ST |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT A-6 50 X 110 |
| Legal Subdivision | RIDINGERS SUBDIVISION |
| Legal Lot Number | A-6 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH IRWIN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 803000 |
10 1st St is owned and occupied by an individual who bought it in May 2022.
Source: Westmoreland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage S & T BANK |
| Jan 17, 2019 | Deed, Transfer · Conventional Mortgage S & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 202216470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 6, 2022 |
| Property Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Document Number | 0000016470 |
| Map Reference | VOL 1 PG 3 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 202205060016470 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Document Number | 0000016471 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 202205060016471 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Document Number | 0000009996 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 202203170009996 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | IRWIN, PA 15642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLONIAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000016348 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 202006080016348 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jan 17, 2019 |
| Property Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Document Number | 0000001455 |
| Map Reference | VOL 1 PG 3 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 201901170001455 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10 1ST ST, IRWIN, PA 15642-3302 |
| Document Number | 0000001456 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 201901170001456 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2034 |
The 2026 property tax bill for 10 1st St was $1,927.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| Municipality | North Irwin Borough |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,927.00 | $12,450 Land $1,510 Building $10,940 | |
| 2025 | $1,927.00 (+9.61%) | $12,450 Land $1,510 Building $10,940 | |
| 2024 | $1,758.00 | $12,450 Land $1,510 Building $10,940 | |
| 1972 | $12,450 Land $1,510 Building $10,940 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 10 1st St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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