10 14th St, Frederick, MD 21701 Property Records

Frederick County property record for 10 14th St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1 ba · 1,600 sqft · built 1948
Lot Size0.108 acres (4,687 sqft)
OwnerIndividual Name on File
Tax Bill$5,390 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN02-036215

Property Details

APN / Parcel Number

Primary APN02-036215
Alternative APNs
  • 2036215
  • 036215

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area4,687 sqft (0.108 acres)
Lot Dimensions125 ft deep x 2 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number036215
Street Address10 14TH ST
CityFREDERICK
StateMD
Zip21701
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR6
Legal DescriptionLS 1/2 L 33 L 34 37 1/2 X 125 10 W 14TH ST FREDK
Legal SubdivisionFREDERICK
Legal BlockE
Legal Lot Number33,34
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1005
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 14th St, a townhouse, is owned and occupied by an individual who acquired it in March 2003.

Source: Frederick County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address10 W 14TH ST, FREDERICK, MD 21701-4414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage
FREDERICK CROSSING OF JOURNEY
Dec 12, 2025Deed of Trust, Mortgage
FREDERICK CROSSING OF JOURNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2003
Deed SaleMar 13, 2003
Prior SaleSep 24, 2001
Deed Document Number20031621
Deed Book / Page3612 / 388
Transfer Doc0000006611
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10 W 14TH ST, FREDERICK, MD 21701-4414
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176430073
DateDec 12, 2025
Book Page17643/73
Lender
NameFREDERICK CROSSING OF JOURNEY
TypeNon-Lending Institution
AddressANNAPOLIS JUNCTION, MD 20701
Agreement
AmountAmount on Record

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10 W 14TH ST, FREDERICK, MD 21701-4414
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176430042
DateDec 12, 2025
Book Page17643/42
Lender
NameFREDERICK CROSSING OF JOURNEY
TypeNon-Lending Institution
AddressANNAPOLIS JUNCTION, MD 20701
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 14th St was $5,390 with a homeowner's exemption, up 4.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,300 (+5.8%)$362,100 (+17.41%) Land $151,500 Building $210,600
2025$5,390.00 (+4.62%) Homeowner's exemption$308,400 Land $103,100 Building $205,300$308,400 Land $103,100 Building $205,300
2024$5,152.00 (+7.07%)
2023$4,812.00 Homeowner's exemption$269,400$308,400 Land $103,100 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 14th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on 14th St

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