1 Winter Hill Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 Winter Hill Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$217,400 (Sep 2022)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355432B046`

Property Details

APN / Parcel Number

Primary APN	`355432B046`
Alternative APN	`2-0060-5527-00-0535.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432B046
Street Address	1 WINTER HILL CT
City	O FALLON
State	MO
Zip	63366-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #5A LOT 535
Legal Subdivision	PEBBLE BROOK #5A
Legal Lot Number	535
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2008
Census Tract	311738

Owner

1 Winter Hill Ct is owned and occupied by an individual who bought it in September 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1 WINTER HILL CT, O FALLON, MO 63366-3961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	202251875
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 WINTER HILL CT, O FALLON, MO 63366-3961
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WINTER HILL CT, O FALLON, MO 63366-3961

Mortgage

Document Number	0000057407
Date	Jul 8, 2021
Instrument	2021R-057407

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2022
Property Address	1 WINTER HILL CT, O FALLON, MO 63366-3961
Document Number	0000051875
Map Reference	MB 22 PG 54
Instrument Date	Sep 16, 2022
Instrument	2022R-051875
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WINTER HILL CT, O FALLON, MO 63366-3961
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051876
Date	Sep 21, 2022
Instrument	2022R-051876

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000051877
Date	Sep 21, 2022
Instrument	2022R-051877

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 Winter Hill Ct was $2,801.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,406 (-)	$228,454 (-) Building $228,454
2025	$2,801.00	$43,406	$228,454
2023		$41,225
2022			$216,972 Land $50,000 Building $166,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Winter Hill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Winter Hill Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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