Volusia County property record for 1 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,516 sqft · built 1988 |
| Lot Size | 0.64 acres (27,895 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $237,000 (Mar 2015) |
| Tax Bill | $3,807 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0910 |
| Primary APN | 4126-01-00-0910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| Gross Area | 3,062 sqft |
| 1st Floor Area | 1,310 sqft |
| Upper Floors Area | 1,206 sqft |
| Utility Room | Utility Room |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,895 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 348 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 836 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4903569 |
|---|---|
| Street Address | 1 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 91 BREAKAWAY TRAILS SUB PHASE 1 UNIT 1 MB 41 PGS 29-32 INC PER OR 4622 PG 4108 PER OR 6987 PG 2618 PER OR 7092 PG 2036 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS SUB |
| Legal Phase | 1 |
| Legal Tract | 01 |
| Legal Lot Number | 91 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 83203 |
Source: Volusia County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAINSTREET COMMUNITY BANK OF FL |
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on Record |
| Deed Sale | Mar 11, 2015 · Amount on Record |
| Prior Sale | May 9, 2014 · Amount on Record |
| Deed Document Number | 201543061 |
| Deed Book / Page | 7092 / 2036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6775 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | DOWNTOWN TITLE SERVICES LLC, DOWNTOWN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6775 |
| Document Number | 0083934052 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 8393/4052 |
| Instrument | 2023075438 |
| Name | MAINSTREET COMMUNITY BANK OF FL |
|---|---|
| Type | Bank |
| Address | DELAND, FL 32720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6775 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6775 |
| Document Number | 0080760286 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 8076/286 |
| Instrument | 2021-154753 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Apr 1, 2045 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,526 (+2.7%) | $425,992 (-4.6%) Land $78,000 Building $347,992 | |
| 2025 | $3,807.00 (+7.03%) Homeowner's exemption | $275,099 (+5.99%) | $446,519 (+16.04%) Land $78,000 Building $368,519 |
| 2023 | $3,557.00 (+3.22%) Homeowner's exemption | $259,560 (+3%) | $384,810 (-3.42%) Land $78,000 Building $306,810 |
| 2022 | $3,446.00 Homeowner's exemption | $252,000 | $398,446 Land $102,000 Building $296,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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