Lincoln County property record for 1 Willow Valley Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2006 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-80-28-000-000-001.112 |
| Primary APN | 14-80-28-000-000-001.112 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1 WILLOW VALLEY CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 112 CUIVRE VALLEY |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 28 |
| Legal Subdivision | CUIVRE VALLEY |
| Legal Lot Number | 112 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810310 |
1 Willow Valley Ct is owner-occupied and held in a trust since December 2009.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1 WILLOW VALLEY CT, TROY, MO 63379-5546 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2009 |
| Transfer Doc | 2124/0504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1 WILLOW VALLEY CT, TROY, MO 63379-5546 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2462/836 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2462/836 |
| Instrument | 2021005346 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1 WILLOW VALLEY CT, TROY, MO 63379-5546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2438/0848 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 2438/0848 |
| Instrument | 2019008737 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2039 |
The 2025 property tax bill for 1 Willow Valley Ct was $1,934.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,650 (-) Land $4,790 Building $26,860 | ||
| 2025 | $1,934.00 | $31,650 Land $4,790 Building $26,860 | $166,580 Land $25,210 Building $141,370 |
| 2023 | $1,824.00 (+5.62%) | $29,435 Land $4,247 Building $25,188 | $154,920 Land $22,350 Building $132,570 |
| 2022 | $1,727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Willow Valley Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Willow Valley Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber, Systec Wireless Communications, Verizon, Wisper ISP.
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