Monmouth County and Rumson Borough property record for 1 William St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,548 sqft · built 2021 |
| Lot Size | 0.167 acres (7,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (May 2020) |
| Tax Bill | $20,240 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00003-0000-00004 |
| Primary APN | 41-00003-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,279 sqft (0.167 acres) |
| Lot Dimensions | 104 ft deep x 70 ft wide |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Sewer | Connected |
|---|
| Account Number | 002700 |
|---|---|
| Street Address | 1 WILLIAM ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | RUMSON BOROUGH |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 WILLIAM ST, RUMSON, NJ 07760-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Mar 3, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITY BANK |
| May 21, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Deed Document Number | 202053263 |
| Deed Book / Page | 9415 / 2519 |
| Prior Transfer Date | Mar 12, 2009 |
| Prior Transfer Doc | 0087632476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 WILLIAM ST, RUMSON, NJ 07760-1314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0095789705 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 9578/9705 |
| Instrument | 2022018809 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 WILLIAM ST, RUMSON, NJ 07760-1314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0094866182 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 9486/6182 |
| Instrument | 2021032802 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | BERLIN, NJ 08009 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Jan 22, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 21, 2020 |
| Property Address | 1 WILLIAM ST, RUMSON, NJ 07760-1314 |
| Document Number | 0000053263 |
| Book / Page | 009415 / 002519 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 53263 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 WILLIAM ST RUMSON NJ 077601314, RUMSON, NJ 07760-1314 |
| Document Number | 5364 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009415/002526 |
| Instrument | 5364 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192,000 (+13.6%) Land $953,700 Building $1,238,300 | $2,192,000 (+13.6%) Land $953,700 Building $1,238,300 | |
| 2025 | $20,240.00 (+3.72%) | $1,929,500 (+22.14%) Land $865,200 Building $1,064,300 | $1,929,500 (+22.14%) Land $865,200 Building $1,064,300 |
| 2024 | $19,514.00 (+7%) | ||
| 2023 | $1,579,700 Land $701,700 Building $878,000 | $1,579,700 Land $701,700 Building $878,000 | |
| 2022 | $18,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures