1 Whitney Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 1 Whitney Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,344 sqft · built 1806
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Sep 2026)
Tax Bill	$6,266 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2024 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0066 B:000A L:00013`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0066 B:000A L:00013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,344 sqft Living Area
Gross Area	7,184 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1806
Effective Year Built	Effective 1806
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1 WHITNEY RD
City	SHIRLEY
State	MA
Zip	01464-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIS
Legal Block	A
Legal Lot Number	13
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	4
Census Block	4004
Census Tract	388200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shirley Center Historic District listed 1988 · 42 contributing resources · NRIS 88001454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE
Sep 11, 2024	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE
Sep 11, 2024	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 20, 2022	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Deed Document Number	2026115924
Deed Book / Page	86129 / 286
Prior Transfer Date	Sep 9, 2026
Prior Transfer Doc	0000115924
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Sep 11, 2026
Property Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121
Document Number	0000115924
Book / Page	86129 / 286
Instrument Date	Sep 9, 2026
Instrument	2026115924
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121

Mortgage

Date	Sep 11, 2026

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083227-448
Date	Sep 11, 2024
Book Page	83227/448
Instrument	102836

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	733 Months
Due	Oct 1, 2085

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Oct 1, 2024
Index	Other

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083227-466
Date	Sep 11, 2024
Book Page	83227/466
Instrument	102837

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	733 Months
Due	Oct 1, 2085

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Oct 1, 2024
Index	Other

April 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHIRLEY MA
Recording Date	Apr 20, 2022
Property Address	1 WHITNEY RD, SHIRLEY, MA 01464-2121
Document Number	080006-235
Book / Page	80006 / 235
Instrument Date	Apr 20, 2022
Instrument	59113
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,266.00 (+10,172.13%)	$505,700 (+6.31%) Land $167,000 Building $338,700	$481,722 (-28.83%)
2025	$61.00 (-98.97%)	$475,700 (+9.31%) Land $139,100 Building $336,600	$676,875
2024	$5,906.00 (+4.88%)	$435,200 (+9.59%) Land $127,200 Building $308,000
2023	$5,631.00	$397,100 Land $127,200 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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