Essex County and Middleton Town property record for 1 White Ln, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,332 sqft · built 2010 |
| Lot Size | 0.924 acres (40,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,125,000 (Jan 2025) |
| Tax Bill | $14,145 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Jan 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0028 B:0000 L:0009 |
| Primary APN | MIDD M:0028 B:0000 L:0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 4,398 sqft |
| Basement Area | 143 sqft |
| Unfinished Basement | 143 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,271 sqft (0.924 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1 WHITE LN |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Subdivision | VALLEY HILL ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 212102 |
1 White Ln is owned and occupied by an individual who bought it in January 2025.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Sep 18, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| May 15, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on File |
| Deed Sale | Jan 7, 2025 · Amount on File |
| Prior Sale | Sep 18, 2020 · Amount on File |
| Deed Book / Page | 42521 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 040590-234 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 40590/234 |
| Instrument | 20211220002720 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041400-537 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 41400/537 |
| Instrument | 20230117000380 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Sep 18, 2020 |
| Property Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Document Number | 38955-402 |
| Book / Page | 38955 / 402 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 20200918007320 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Investor | Possibly a Property Investor |
| Document Number | 200918007330 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 200918007330 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | May 15, 2017 |
| Property Address | 1 WHITE LN, MIDDLETON, MA 01949-2516 |
| Document Number | 35867-578 |
| Book / Page | 035867 / 000578 |
| Instrument Date | May 10, 2017 |
| Instrument | 1705150451 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,964.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 WHITE LN MIDDLETON MA 019492516, MIDDLETON, MA 01949-2516 |
The 2026 property tax bill for 1 White Ln was $14,145, up 1.9% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,145.00 (+1.92%) | $1,123,500 (-3.75%) Land $412,300 Building $711,200 | $1,176,336 (+10.59%) |
| 2025 | $13,879.00 (-4.1%) | $1,167,300 (-4.91%) Land $450,100 Building $717,200 | $1,063,715 |
| 2024 | $14,473.00 (-1.77%) | $1,227,600 (+7.23%) Land $520,100 Building $707,500 | |
| 2023 | $14,734.00 | $1,144,800 Land $622,100 Building $522,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 White Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 White Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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