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1 Whispering Pines, Ludlow, VT 05149 Property Records

Ludlow Town property record for 1 Whispering Pines, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 1990
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2019)
Tax Bill$5,932 (2025)
Deeds & MortgagesMay 2019 Sale
Flood ZoneZone X (minimal risk)
APN363-112-12358

Property Details

APN / Parcel Number

Primary APN363-112-12358
Alternative APNs
  • (112) 040262.000
  • M:040 B:262.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,921 sqft Living Area
Gross Area4,826 sqft
Basement Area1,180 sqft
Unfinished Basement1,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1 WHISPERING PNES
CityLUDLOW
StateVT
Zip05149-1071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES 1 WHISPERING PINES LOT
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3032
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 BLANCHARD RD, GRAFTON, MA 01519-1060
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Document Number2019344886656
Record UpdatedSep 20, 2026

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLUDLOW VT
Recording DateMay 22, 2019
Property Address1 WHISPERING PNES, LUDLOW, VT 05149-1071
Transaction TypeTransfer
Record UpdatedJun 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BLANCHARD RD GRAFTON MA 015191060, GRAFTON, MA 01519-1060

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
MunicipalityLudlow Village
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,932.00 (-12.34%)$321,300 Land $61,600 Building $259,700
2024$6,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims16 (2011–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2024 · Tropical Depression Debby
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW VILLAGE WATER DEPT
serves 2,880 people · EPA ID VT0005323
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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