Essex County and Gloucester City property record for 1 Western Ave, Gloucester, MA 01930
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4 bd · 3.5 ba · 6,171 sqft · built 1700 |
| Lot Size | 0.289 acres (12,579 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Jan 2021) |
| Tax Bill | $10,962 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0002 B:0028 L:0000 |
| Primary APN | GLOU M:0002 B:0028 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 6,171 sqft Total Area |
| Gross Area | 7,690 sqft |
| 1st Floor Area | 2,181 sqft |
| Basement Area | 606 sqft |
| Unfinished Basement | 606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1700 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,579 sqft (0.289 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 1 WESTERN AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3644 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R-5 |
| Legal Block | 28 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Gloucester City records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Jul 1, 2026 | Deed of Trust · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Oct 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Jan 5, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANKGLOUCESTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on Record |
| Deed Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 20211630 |
| Deed Book / Page | 39375 / 461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 1, 2026 |
| Property Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Document Number | 0000002290 |
| Book / Page | 43482 / 270 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20262290 |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002290, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 43482/270 |
| Instrument | 20262290 |
| Name | CAPE ANN SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 1, 2026 |
| Property Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Document Number | 0000002270 |
| Book / Page | 43482 / 248 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20262270 |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002270, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 43482/248 |
| Instrument | 20262270 |
| Name | CAPE ANN SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40354-511 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 40354/511 |
| Instrument | 20211006002810 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 5, 2021 |
| Property Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Document Number | 39375-461 |
| Book / Page | 39375 / 461 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 20210105001630 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Document Number | 210105001640 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 210105001640 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 039375-484 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 39375/484 |
| Instrument | 20210105001660 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1 WESTERN AVE, GLOUCESTER, MA 01930-3644 |
| Document Number | 37811-159 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1-7 WESTERN AVE GLOUCESTER MA 019303644, GLOUCESTER, MA 01930-3644 |
| Document Number | 37811-159 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 037811/000159 |
| Instrument | 3005610 |
| Name | BANKGLOUCESTER |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,962.00 (+13.45%) | $1,127,800 (+2.7%) Land $308,300 Building $819,500 | |
| 2024 | $1,098,200 (+3.91%) Land $293,600 Building $804,600 | $1,349,285 | |
| 2023 | $1,056,900 Land $262,200 Building $794,700 | ||
| 2020 | $9,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (2006–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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