1 West St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 1 West St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1904
Lot Size	0.126 acres (5,502 sqft)
Last Sale	$519,000 (Aug 2024)
Tax Bill	$8,431 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-00047-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`41-00047-0000-00017`
Alternative APNs	`410004700017` `089600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,192 sqft Living Area
1st Floor Area	652 sqft
Upper Floors Area	540 sqft
Basement Area	270 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Porch	Open Porch
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	089600
Street Address	1 WEST ST
City	RUMSON
State	NJ
Zip	07760-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	47
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1011
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jan 19, 2021	Grant Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202459573
Deed Book / Page	9702 / 1532
Prior Transfer Date	Aug 28, 2024
Prior Transfer Doc	0097021532
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 WEST ST, RUMSON, NJ 07760-1613
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Mortgage

Document Number	0095998513
Date	Jun 10, 2022
Book Page	9599/8513
Instrument	2022061845

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 19, 2021
Property Address	1 WEST ST, RUMSON, NJ 07760-1613
Document Number	0000009572
Book / Page	009474 / 001790
Instrument Date	Dec 29, 2020
Instrument	9572
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$519.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,300 (+8.78%) Land $760,000 Building $114,300	$874,300 (+8.78%) Land $760,000 Building $114,300
2025	$8,431.00 (+3.36%)	$803,700 (+13.61%) Land $706,400 Building $97,300	$803,700 (+13.61%) Land $706,400 Building $97,300
2024	$8,157.00 (+0.04%)
2023		$707,400 Land $627,100 Building $80,300	$707,400 Land $627,100 Building $80,300
2022	$8,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20