1 West St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 1 West St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,899 sqft · built 1945
Lot Size	0.218 acres (9,492 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (May 2022)
Tax Bill	$11,228 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-00000114`

Property Details

APN / Parcel Number

Primary APN	`51-00000114`
Alternative APN	`NATI M:00000051 P:00000114`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,899 sqft Living Area
1st Floor Area	720 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	9,492 sqft (0.218 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51-00000114
Street Address	1 WEST ST
City	NATICK
State	MA
Zip	01760-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2000
Census Tract	382400

Owner

1 West St is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 WEST ST, NATICK, MA 01760-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CBC NATIONAL BANK
May 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Apr 8, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Jul 17, 2018	Deed of Trust, Mortgage BANK OF NEW ENGLAND
Jun 27, 2018	Redemption Deed, Transfer
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Apr 8, 2019 · Amount on File
Deed Book / Page	80166 / 417
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	1 WEST ST, NATICK, MA 01760-4316
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079472-486
Date	Jan 3, 2022
Book Page	79472/486
Instrument	202200000512

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	May 23, 2022
Property Address	1 WEST ST, NATICK, MA 01760-4316
Document Number	080166-417
Book / Page	80166 / 417
Instrument Date	May 23, 2022
Instrument	77225
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 WEST ST, NATICK, MA 01760-4316

Mortgage

Document Number	0000077226
Date	May 23, 2022
Instrument	77226

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	1 WEST ST, NATICK, MA 01760-4316
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75466-354
Date	Aug 27, 2020
Book Page	75466/354
Instrument	147634

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Apr 8, 2019
Property Address	1 WEST ST, NATICK, MA 01760-4316
Document Number	72430-378
Book / Page	72430 / 378
Instrument Date	Apr 8, 2019
Instrument	43198
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WEST ST, NATICK, MA 01760-4316

Mortgage

Document Number	43199
Date	Apr 8, 2019
Instrument	43199

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	1 WEST ST, NATICK, MA 01760-4316
Document Number	71327-275
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 LINCOLN ST MARLBOROUGH MA 017522153, MARLBOROUGH, MA 01752-2153

Mortgage

Document Number	71327-275
Date	Jul 17, 2018
Book Page	071327/000275
Instrument	106245

Lender

Name	BANK OF NEW ENGLAND
Type	Bank

Agreement

Amount	Amount on Record

June 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	NATICK MA
Recording Date	Jun 27, 2018
Property Address	1 WEST ST, NATICK, MA 01760-4316
Document Number	71217-244
Book / Page	071217 / 000244
Instrument Date	Jun 12, 2018
Instrument	92970
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jun 5, 2018
Property Address	1 WEST ST, NATICK, MA 01760-4316
Document Number	71112-429
Book / Page	071112 / 000429
Instrument Date	Jun 5, 2018
Instrument	79983
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Amount	Amount on Record
Tax	$1,527.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	563 NORTH AVE WESTON MA 024931839, WESTON, MA 02493-1839

Tax Assessment & Valuation

The 2025 property tax bill for 1 West St was $11,228, up 4.1% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,228.00 (+4.1%)	$938,800 (+6.71%) Land $419,600 Building $519,200	$976,125
2024	$10,786.00 (+0.29%)	$879,800 (+3.4%) Land $394,900 Building $484,900
2023	$10,755.00	$850,900 Land $380,100 Building $470,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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