Worcester County and Oxford Town property record for 1 Wayne Ave, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1973 |
| Lot Size | 0.351 acres (15,288 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,900 (Jan 2016) |
| Tax Bill | $4,115 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:46B B:B28 |
| Primary APN | OXFO M:46B B:B28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,288 sqft (0.351 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 46BB28 |
|---|---|
| Street Address | 1 WAYNE AVE |
| City | OXFORD |
| State | MA |
| Zip | 01540-2451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | B28 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 WAYNE AVE, OXFORD, MA 01540-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 9, 2018 | Quit Claim Deed, Transfer · VA Mortgage HOME POINT FINL CORP HOME POINT FINL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on Record |
| Deed Sale | Jan 25, 2016 · Amount on Record |
| Prior Sale | Jun 18, 2013 |
| Deed Document Number | 20167993 |
| Deed Book / Page | 54860 / 396 |
| Transfer Doc | 59233-210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 1 WAYNE AVE, OXFORD, MA 01540-2451 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070244-248 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 70244/248 |
| Instrument | 15109 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 1 WAYNE AVE, OXFORD, MA 01540-2451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067006-224 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 67006/224 |
| Instrument | 9833 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Aug 9, 2018 |
| Property Address | 1 WAYNE AVE, OXFORD, MA 01540-2451 |
| Document Number | 59233-207 |
| Book / Page | 059233 / 000207 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 82977 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 WAYNE AVE OXFORD MA 015402451, OXFORD, MA 01540-2451 |
| Document Number | 59233-210 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 059233/000210 |
| Instrument | 82978 |
| Name | HOME POINT FINL CORP HOME POINT FINL CORP |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2048 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,115.00 (+9,252.27%) | $336,500 (-4.38%) Land $92,200 Building $244,300 | $356,264 (+4.34%) |
| 2025 | $44.00 (-98.96%) | $351,900 (+12.11%) Land $88,400 Building $263,500 | $341,430 |
| 2024 | $4,231.00 | $313,900 (+1.19%) Land $84,200 Building $229,700 | |
| 2023 | $4,231.00 | $310,200 Land $80,500 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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