St. Charles County property record for 1 Warwick Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,820 sqft · built 1987 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,373 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A850004317 |
| Primary APN | A850004317 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 1,069 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A850004317 |
|---|---|
| Old Parcel Number | A850004317 |
| Street Address | 1 WARWICK DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE0 |
| Legal Description | WESTBOROUGH EST #1 LOT 120 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | WESTBOROUGH EST #1 |
| Legal Lot Number | 120 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310602 |
Source: St. Charles County records · APN A850004317
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1 WARWICK DR, SAINT CHARLES, MO 63301-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2019 |
| Deed Sale | Dec 05, 2019 |
| Prior Sale | Dec 05, 2019 |
| Deed Document Number | 0071931609 |
| Deed Book / Page | 7193 / 1609 |
| Last Transfer Date | Jun 24, 2024 |
| Transfer Doc | 0000024688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 WARWICK DR, SAINT CHARLES, MO 63301-4525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0073472331 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 7347/2331 |
| Instrument | 20200717000502120 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 05, 2019 |
| Property Address | 1 WARWICK DR, SAINT CHARLES, MO 63301-4525 |
| Document Number | 0071931609 |
| Book / Page | 7193 / 1609 |
| Map Reference | MB 23 PG 86 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 20191205000696910 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 HIDDEN BLUFFS DR, 51, LAKE SAINT LOUIS, MO 63367-6539 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 WARWICK DR, SAINT CHARLES, MO 63301-4525 |
| Document Number | 20191205000696920 |
|---|---|
| Date | Dec 05, 2019 |
| Instrument | 20191205000696920 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,373.00 | $102,156 (+10.69%) | $537,661 (+10.69%) |
| 2023 | $92,292 | ||
| 2022 | $485,749 Building $485,749 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833106021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 224 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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