1 Wards Hill Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 1 Wards Hill Rd, Gorham, ME 04038 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 2003
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$181,300 (Aug 2010)
Tax Bill	$5,464 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`69-0031`

Property Details

APN / Parcel Number

Primary APN	`69-0031`
Alternative APN	`GRHM M:069 B:031 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	69-0031
Street Address	1 WARDS HILL RD
City	GORHAM
State	ME
Zip	04038-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	31
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3014
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records · APN 69-0031

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2024	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · ARM INFINITY FEDERAL CREDIT UNION
Jan 10, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Nov 17, 2017	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2010 · Amount on Record
Deed Sale	Aug 27, 2010 · Amount on Record
Deed Book / Page	28027 / 297
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405500094
Date	Jan 02, 2024
Book Page	40550/94
Instrument	78

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384610179
Date	Jul 23, 2021
Book Page	38461/179
Instrument	52812

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384610158
Date	Jul 23, 2021
Book Page	38461/158
Instrument	52811

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Aug 01, 2036
Index	Other

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0337530078
Date	Jan 10, 2017
Book Page	33753/0078
Instrument	000000001490

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344670238
Date	Nov 17, 2017
Book Page	34467/0238
Instrument	000000058715

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355810200
Date	Apr 16, 2019
Book Page	35581/200
Instrument	15182

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	1 WARDS HILL RD, GORHAM, ME 04038-2546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366370314
Date	Apr 28, 2020
Book Page	36637/314
Instrument	21769

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,464.00 (+0.68%)	$369,200 (-) Land $87,300 Building $281,900
2024	$5,427.00 (+14.4%)	$369,200 (-) Land $87,300 Building $281,900
2022	$4,744.00	$369,200 Land $87,300 Building $281,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050041003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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