1 Walnut Ridge Ct, Cary, IL 60013 Property Records

McHenry County property record for 1 Walnut Ridge Ct, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Lot Size	0.354 acres (15,440 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jun 2026)
Tax Bill	$11,648 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-253-021`

Property Details

APN / Parcel Number

Primary APN	`19-12-253-021`

Exterior

Lot Area	15,440 sqft (0.354 acres)

Location & Zoning

Street Address	1 WALNUT RIDGE CT
City	CARY
State	IL
Zip	60013-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0044666 LT 1 WALNUT RIDGE SUB
Legal Subdivision	WALNUT RIDGE SUB
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1026
Census Tract	871305

Owner

1 Walnut Ridge Ct is owned and occupied by two individuals who bought it in June 2026.

Source: McHenry County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 16, 2021	Special Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202615554
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002082
Date	Jan 27, 2023
Instrument	2023R0002082

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 3, 2026
Property Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623
Document Number	0000015554
Instrument Date	May 29, 2026
Instrument	202615554
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623

Mortgage

Document Number	0000015555,
Date	Jun 3, 2026
Instrument	202615555

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 16, 2021
Property Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623
Document Number	0000044666
Map Reference	DOC 2007R0039559
Instrument Date	Jul 27, 2021
Instrument	2021R0044666
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WALNUT RIDGE CT, CARY, IL 60013-1623

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,648.00	$146,324 Land $29,641 Building $116,683	$438,972 Land $88,923 Building $350,049
2022	Homeowner's exemption	$127,544 Land $29,047 Building $98,497	$382,632 Land $87,141 Building $295,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Walnut Ridge Ct in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	51 (1979–2017)
Claims Outside the SFHA	8 of 51
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms & Flooding, Jun 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Walnut Ridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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