Wicomico County property record for 1 W Chestnut St, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,016 sqft · built 1996 |
| Lot Size | 0.256 acres (11,169 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (May 2022) |
| Tax Bill | $1,222 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-010776 |
| Primary APN | 11-010776 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,016 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,169 sqft (0.256 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 010776 |
|---|---|
| Street Address | 1 W CHESTNUT ST |
| City | DELMAR |
| State | MD |
| Zip | 21875-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-1B 11,169 SQFT 1 W CHESTNUT STREET ROBERT H ROGERS SUB |
| Legal Subdivision | ROGERS SUB |
| Legal Lot Number | 1B |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 11, DELMAR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10703 |
Source: Wicomico County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN |
| Oct 10, 2017 | Grant Deed, Mortgage FIRST SHR FED'L S&L ASSN |
| Oct 3, 2017 | Deed of Trust, Mortgage FIRST SHR FED'L S&L ASSN |
| Oct 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | May 24, 1995 · Amount on Record |
| Deed Book / Page | 5100 / 43 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | May 20, 2022 |
| Property Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Document Number | 0051000043 |
| Book / Page | 5100 / 43 |
| Map Reference | CAB MSB 10 PG 42-166 |
| Instrument Date | May 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 W CHESTNUT ST # 1, 1, DELMAR, MD 21875-1504 |
| Document Number | 0005100051 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 5100-051 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Document Number | 0042360132 |
| Book / Page | 004236 / 000132 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1 W CHESTNUT ST DELMAR MD 218751504, DELMAR, MD 21875-1504 |
| Document Number | 0042360132 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 004236/000132 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SALISBURY, MD 21803-4248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Oct 10, 2017 |
| Property Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Document Number | 0042360042 |
| Book / Page | 004236 / 000042 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 W CHESTNUT ST DELMAR MD 218751504, DELMAR, MD 21875-1504 |
| Document Number | 42360042 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 004236/000042 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | PO BOX 4248, SALISBURY, MD 21803-4248 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Document Number | 0042360312 |
| Book / Page | 004236 / 000312 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1 W CHESTNUT ST DELMAR MD 218751504, DELMAR, MD 21875-1504 |
| Document Number | 0042360312 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 004236/000312 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SALISBURY, MD 21803-4248 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 1 W CHESTNUT ST, DELMAR, MD 21875-1504 |
| Document Number | 0042360222 |
| Book / Page | 004236 / 000222 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 519 TONY TANK LN SALISBURY MD 218017026, SALISBURY, MD 21801-7026 |
| Document Number | 0042360222 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 004236/000222 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SALISBURY, MD 21803-4248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 1% |
|---|
Source: Wicomico County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Delmar Town |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,800 (+43.77%) Land $22,700 Building $126,100 | $148,800 (+43.77%) Land $22,700 Building $126,100 | |
| 2025 | $1,222.00 (+18.41%) | ||
| 2023 | $1,032.00 | $103,500 Land $22,700 Building $80,800 | $103,500 Land $22,700 Building $80,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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