1 Vitale Ln, Foothill Ranch, CA 92610 Property Records

Orange County property record for 1 Vitale Ln, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,609 sqft · built 1994
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Sep 2012)
Tax Bill	$7,983 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`601-281-08`

Property Details

APN / Parcel Number

Primary APN	`601-281-08`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,609 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,200 sqft (0.165 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1 VITALE LN
City	FOOTHILL RANCH
State	CA
Zip	92610-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13771 BLK LOT 8 TRACT NO 13771 LOT 8 POR OF LOT
Legal Subdivision	LOT LINE ADJUSTMENT 91-051
Legal Tract	13771
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52427

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 SKYWARD, IRVINE, CA 92620-3549
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on Record
Deed Sale	Sep 14, 2012 · Amount on Record
Prior Sale	Mar 31, 1995 · Amount on Record
Deed Document Number	2012540869
Last Transfer Date	Feb 29, 2016
Transfer Doc	0000101104
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 27, 2026
Property Address	1 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Document Number	0000059564
Map Reference	DOC 91-618788
Instrument Date	Feb 12, 2026
Instrument	2026000059564
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 SKYWARD, IRVINE, CA 92620-3549

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 VITALE LN, FOOTHILL RANCH, CA 92610-1932

Mortgage

Document Number	0000134909
Date	Feb 25, 2021
Instrument	2021000134909

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200579
Date	Jun 10, 2019
Instrument	2019000200579

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,623 (+2%) Land $463,477 Building $315,146
2025	$7,983.00 (+4.28%)	$763,356 (+4.04%) Land $454,389 Building $308,967
2023	$7,655.00 (+1.82%)	$733,715 Land $436,745 Building $296,970
2022	$7,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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