Frederick County property record for 1 Valley View Ct, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,696 sqft · built 2002 |
| Lot Size | 0.332 acres (14,452 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Feb 2012) |
| Tax Bill | $8,321 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162613 |
| Primary APN | 03-162613 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,696 sqft Living Area |
| Gross Area | 5,176 sqft |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,452 sqft (0.332 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 162613 |
|---|---|
| Street Address | 1 VALLEY VIEW CT |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 70 PLAT 1 14,452 SQ.FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE 01 |
| Legal Lot Number | 70 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752601 |
Source: Frederick County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Jul 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2012 · Amount on Record |
| Deed Sale | Feb 3, 2012 · Amount on Record |
| Prior Sale | Nov 19, 2004 · Amount on Record |
| Deed Book / Page | 8722 / 466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0118420143 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 11842/0143 |
| Instrument | 11842-0143 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 10, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0131130044 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 13113/0044 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CROWN TITLE COMPANY, CROWN TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Document Number | 0150060235 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 15006/235 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1 VALLEY VIEW CT, MIDDLETOWN, MD 21769-8047 |
| Document Number | 0150470277 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 15047/277 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,321.00 (+14.85%) Homeowner's exemption | $649,200 (+27.34%) | $718,900 (+41.02%) Land $126,800 Building $592,100 |
| 2023 | $7,245.00 Homeowner's exemption | $509,800 Land $104,800 Building $405,000 | $509,800 Land $104,800 Building $405,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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