1 Upton Ln, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 1 Upton Ln, Lynnfield, MA 01940 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,643 sqft · built 1907
Lot Size	0.116 acres (5,066 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jan 2013)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0052 B:0000 L:1223`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0052 B:0000 L:1223`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,643 sqft Living Area
Gross Area	3,575 sqft
Basement Area	829 sqft
Unfinished Basement	829 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,066 sqft (0.116 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1 UPTON LN
City	LYNNFIELD
State	MA
Zip	01940-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1223
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2011
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0052 B:0000 L:1223

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 UPTON LN, LYNNFIELD, MA 01940-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO CREDIT UNION
Nov 04, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU
Mar 02, 2026	Deed of Trust, Mortgage METRO CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2013 · Amount on Record
Deed Sale	Jan 25, 2013 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Book / Page	32150 / 217
Transfer Doc	3208000163
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 08, 2026
Property Address	1 UPTON LN, LYNNFIELD, MA 01940-1407
Document Number	043430-594
Book / Page	43430 / 594
Instrument Date	Jun 02, 2026
Instrument	2026910
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 UPTON LN, LYNNFIELD, MA 01940-1407

Mortgage

Document Number	0000000910,
Date	Jun 08, 2026
Book Page	43430/594
Instrument	2026910

Lender

Name	METRO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2036

Interest

Rate	6.37%
Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	1 UPTON LN, LYNNFIELD, MA 01940-1407
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042414-537
Date	Nov 04, 2024
Book Page	42414/537
Instrument	20241104002550

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Dec 01, 2029

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	1 UPTON LN, LYNNFIELD, MA 01940-1407
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043249-521
Date	Mar 02, 2026
Book Page	43249/521
Instrument	20260302000690

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,146.00 (+10.21%)	$676,700 (+9.69%) Land $378,600 Building $298,100	$658,445
2024	$6,484.00 (+14.64%)	$616,900 (+23.26%) Land $344,200 Building $272,700
2023	$5,656.00	$500,500 Land $326,500 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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