1 Upper Dunbar Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 1 Upper Dunbar Rd, Mount Desert, ME 04660

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,912 sqft · built 1920
Lot Size0.45 acres (19,583 sqft)
Owner2 Individual Names on Record
Tax Bill$4,919 (2025)
Deeds & MortgagesJul 2026 Transfer
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMTDS M:031 L:116

Property Details

APN / Parcel Number

Primary APNMTDS M:031 L:116
Alternative APN
  • 2435

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,082 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,583 sqft (0.45 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number2435
Street Address1 UPPER DUNBAR RD
CityMOUNT DESERT
StateME
Zip04660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR1
Legal Lot Number116
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group2
Census Block2081
Census Tract966000

Owner

Source: Hancock County and Mount Desert Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 UPPER DUNBAR RD, MOUNT DESERT, ME 04660
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CUSO HOME LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2026
Deed SaleJul 28, 2026
Prior SaleMay 4, 2011 · Amount on Record
Deed Document Number20269706
Deed Book / Page7460 / 996
Prior Transfer DateJul 8, 2026
Prior Transfer Doc0000009706
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOUNT DESERT ME
Recording DateJul 28, 2026
Property Address1 UPPER DUNBAR RD, MOUNT DESERT, ME 04660
Document Number0000009706
Book / Page7460 / 996
Instrument DateJul 8, 2026
Instrument20269706
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOUNT DESERT ME
Property Address1 UPPER DUNBAR RD, MOUNT DESERT, ME 04660
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071280556
DateJun 15, 2021
Book Page7128/556
Instrument2021009338
Lender
NameCUSO HOME LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,919.00 (+2.05%)$621,900 (+19.99%) Land $180,600 Building $441,300
2024$4,820.00 (+12.04%)$518,300 (+5.07%) Land $150,500 Building $367,800
2023$4,302.00 (+8.47%)$493,300 (-) Land $125,500 Building $367,800
2022$3,966.00$493,300 Land $125,500 Building $367,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Upper Dunbar Rd

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