1 Union St, Point Marion, PA 15474 Property Records

Fayette County property record for 1 Union St, Point Marion, PA 15474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,421 sqft · built 1949
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2022)
Tax Bill	$3,950 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-02-0281`

Property Details

APN / Parcel Number

Primary APN	`29-02-0281`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,421 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Pool Area	480 sqft
Porch	Slab
Porch Area	2,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 UNION ST
City	POINT MARION
State	PA
Zip	15474-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 R1 POOL
Legal Lot Number	1-2
Jurisdiction	FAYETTE PA
Township / Civil Division	POINT MARION
Census Block Group	4
Census Block	4025
Census Tract	263100

Owner

Source: Fayette County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 UNION ST, POINT MARION, PA 15474-1048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jun 23, 2022	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Nov 11, 1968
Deed Document Number	20226941
Deed Book / Page	3517 / 1861
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Recording Date	Sep 2, 2026
Property Address	1 UNION ST, POINT MARION, PA 15474-1048
Document Number	0000008066
Book / Page	3652 / 703
Instrument Date	Aug 4, 2026
Instrument	20268066
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 UNION ST, POINT MARION, PA 15474-1048

Mortgage

Document Number	0000008066,
Date	Sep 2, 2026
Book Page	3652/703
Instrument	20268066

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2056

Interest

Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Jun 23, 2022
Property Address	1 UNION ST, POINT MARION, PA 15474-1048
Document Number	03517/1861
Book / Page	3517 / 1861
Map Reference	PG 132
Instrument Date	Jun 22, 2022
Instrument	202200006941
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 UNION ST, POINT MARION, PA 15474-1048

Mortgage

Document Number	202200006942
Date	Jun 23, 2022
Instrument	202200006942

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	5.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Point Marion Borough
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,950.00 (+107.13%)	$67,395 (-) Land $7,000 Building $60,395
2025	$1,907.00 (+6.36%)
2024	$1,793.00 (-5%)	$67,395 (-) Land $7,000 Building $60,395
2023		$67,395 Land $7,000 Building $60,395
2022	$3,586.00
2003			$134,790 Land $14,000 Building $120,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	33 (1978–2011)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Jan 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims Severe Winter Storms, Feb 1994 · 2 claims Severe Storms & Flooding, Nov 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT MARION BORO serves 1,110 people · EPA ID PA5260017
Water Source	Surface water
Last State Inspection	Feb 2026

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity resolved · Oct 2024 Haloacetic acids resolved · Jan 2020 Treatment failure resolved · Sep 2019
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Feb 2022 Coliform assessment Sep 2019 Organic carbon removal Oct 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL, VITALink.

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