Essex County and Georgetown Town property record for 1 True Ln, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,816 sqft · built 1994 |
| Lot Size | 0.467 acres (20,334 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2009) |
| Tax Bill | $12,490 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:00015 B:00000 L:0048A |
| Primary APN | GEOR M:00015 B:00000 L:0048A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 5,092 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,334 sqft (0.467 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1 TRUE LN |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | TRUE LANE |
| Legal Lot Number | 48A |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2009 · Amount on Record |
| Deed Sale | Aug 25, 2009 · Amount on Record |
| Prior Sale | Apr 10, 1995 · Amount on Record |
| Deed Book / Page | 28882 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Document Number | 0000000330 |
| Book / Page | 43633 / 123 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026330 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Document Number | 0000000330, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 43633/123 |
| Instrument | 2026330 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 040986-403 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 40986/403 |
| Instrument | 20220608000220 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39656-273 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 39656/273 |
| Instrument | 20210317001890 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35995-459 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 35995/459 |
| Instrument | 225 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38376-425 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 38376/425 |
| Instrument | 20200330003680 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 1 TRUE LN, GEORGETOWN, MA 01833-2500 |
| Document Number | 37504-35 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 TRUE LN GEORGETOWN MA 018332500, GEORGETOWN, MA 01833-2500 |
| Document Number | 37504-35 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 037504/000035 |
| Instrument | 1905131170 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 12, 2044 |
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,490.00 (+24.41%) | $907,700 (-) Land $281,000 Building $626,700 | $946,902 (+23.22%) |
| 2025 | $10,039.00 (+5.97%) | $907,700 (+20.26%) Land $281,000 Building $626,700 | $768,455 |
| 2024 | $9,473.00 (+3.8%) | $754,800 (+7.35%) Land $193,700 Building $561,100 | |
| 2023 | $9,126.00 | $703,100 Land $193,700 Building $509,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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