1 Topping Ln, Saint Louis, MO 63131 Property Records

St. Louis County property record for 1 Topping Ln, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 9,260 sqft · built 2017
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,802,150 (Sep 2024)
Tax Bill	$16,996 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22O-41-0063`

Property Details

APN / Parcel Number

Primary APN	`22O-41-0063`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	9,260 sqft Living Area
Gross Area	10,008 sqft
1st Floor Area	1,830 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	185 ft deep x 175 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	383 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 TOPPING LN
City	SAINT LOUIS
State	MO
Zip	63131-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	LOC 200 FT S OF MANCHESTER RD AT REAR OF LOT
Legal Range	5E
Legal Township	45N
Legal Section	33
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1003
Census Tract	218012

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Sep 10, 2024	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 28, 2018	Warranty Deed, Subdivision Related Transfer BANK OF EDWARDSVILLE
Feb 1, 2017	Loan Modification, Mortgage · Line of Credit JAMES G BRENNAN
Feb 1, 2017	Loan Modification, Mortgage · Line of Credit JAMES G BRENNAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	2024413
Prior Transfer Date	Jul 1, 2016
Prior Transfer Doc	0221510401
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913

Mortgage

Document Number	2025072400128
Date	Jul 24, 2025
Instrument	2025072400128

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 10, 2024
Property Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Document Number	2024091000413
Instrument Date	Sep 6, 2024
Instrument	2024091000413
Transaction Type	Transfer
Record Updated	Dec 30, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7309 SELLA CT, COLUMBIA, MO 65203-5531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913

Mortgage

Document Number	2024091000414
Date	Sep 10, 2024
Instrument	2024091000414

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Margin	3
Max Rate	12%

Mortgage

Document Number	2024091000414
Date	Sep 10, 2024
Instrument	2024091000414

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Margin	3
Max Rate	12%

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 28, 2018
Property Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Document Number	0229182436
Book / Page	022918 / 002436
Instrument Date	Feb 28, 2018
Instrument	482
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2018
Title Company	ARCH CITY TITLE (CM)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 TOPPING LN DES PERES MO 631311913, DES PERES, MO 63131-1913

Mortgage

Document Number	229182439
Date	Feb 28, 2018
Book Page	022918/002439
Instrument	483

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	330 W VANDALIA ST, EDWARDSVILLE, IL 62025-1911

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Mortgage

Document Number	229182455,
Date	Feb 28, 2018
Book Page	022918/002455
Instrument	484

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	SAINT LOUIS, MO 63126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Recording Date	Feb 1, 2017
Property Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Document Number	0223801405
Book / Page	022380 / 001405
Instrument Date	Dec 6, 2016
Instrument	322
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 CHESTERFIELD TOWNE CTR CHESTERFIELD MO 630051257, CHESTERFIELD, MO 63005-1257

Mortgage

Document Number	223801405
Date	Feb 1, 2017
Book Page	022380/001405
Instrument	322

Lender

Name	JAMES G BRENNAN
Address	218 CHESTERFIELD TOWNE CTR, CHESTERFIELD, MO 63005-1257

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Recording Date	Feb 1, 2017
Property Address	1 TOPPING LN, SAINT LOUIS, MO 63131-1913
Document Number	0223801400
Book / Page	022380 / 001400
Instrument Date	Dec 6, 2016
Instrument	321
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 CHESTERFIELD TOWNE CTR CHESTERFIELD MO 630051257, CHESTERFIELD, MO 63005-1257

Mortgage

Document Number	223801400
Date	Feb 1, 2017
Book Page	022380/001400
Instrument	321

Lender

Name	JAMES G BRENNAN
Address	218 CHESTERFIELD TOWNE CTR, CHESTERFIELD, MO 63005-1257

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Des Peres City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,750 (-5.25%) Land $66,840 Building $220,910	$1,514,500 (-5.25%) Land $351,800 Building $1,162,700
2024	$16,996.00 (+1.49%)
2023	$16,747.00 (+1.16%)	$303,690 (+11.14%) Land $46,280 Building $257,410	$1,598,400 (+11.14%) Land $243,600 Building $1,354,800
2022	$16,555.00	$273,260 Land $46,700 Building $226,560
2021			$1,438,200 Land $245,800 Building $1,192,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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