1 Todd Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1 Todd Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,258 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$1,388,000 (Dec 2025)
Tax Bill	$24,634 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00930-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`14-00930-0000-00001`
Alternative APNs	`1400457A00003` `140093000001`

Interior

Building Area	3,258 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Old Parcel Number	1400457A00003
Street Address	1 TODD TER
City	WAYNE
State	NJ
Zip	07470-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	930
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3016
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records · APN 14-00930-0000-00001

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 TODD TER, WAYNE, NJ 07470-5935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	202542883
Deed Book / Page	5019 / 200
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 18, 2025
Property Address	1 TODD TER, WAYNE, NJ 07470-5935
Document Number	0000042883
Book / Page	D5019 / 200
Instrument Date	Dec 15, 2025
Instrument	2025042883
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 GR6GORY ROAD, FRANKLIN LAKES, NJ 07417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TODD TER, WAYNE, NJ 07470-5935

Mortgage

Document Number	0000042884
Date	Dec 18, 2025
Instrument	2025042884

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,700 (-) Land $91,600 Building $319,100	$410,700 (-) Land $91,600 Building $319,100
2025	$24,634.00 (+0.88%)	$410,700 (-) Land $91,600 Building $319,100	$410,700 (-) Land $91,600 Building $319,100
2024	$24,420.00 (+5.17%)
2023		$410,700 Land $91,600 Building $319,100	$410,700 Land $91,600 Building $319,100
2022	$23,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.