1 Timber Ridge Dr, Paducah, KY 42001 Property Records

McCracken County property record for 1 Timber Ridge Dr, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Lot Size	10.8 acres (473,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Jun 2026)
Tax Bill	$190 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-40-00-054`

Property Details

APN / Parcel Number

Primary APN	`079-40-00-054`
Alternative APNs	`138090` `138089`

Exterior

Lot Area	473,236 sqft (10.8 acres)

Location & Zoning

Account Number	138089
Street Address	1 TIMBER RIDGE DR
City	PADUCAH
State	KY
Zip	42001-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-39B-13 10.864 AC SMITH GROVE SUB DIV L2B
Legal Subdivision	SMITH GROVE SUB DIV
Legal Lot Number	2B
Jurisdiction	MCCRACKEN KY
Township / Civil Division	CAMELIA
Census Block Group	1
Census Block	1000
Census Tract	31600

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 DOWNING CV, PADUCAH, KY 42001-8734
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	2026850096
Deed Book / Page	1546 / 107
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 29, 2026
Property Address	1 TIMBER RIDGE DR, PADUCAH, KY 42001-8146
Document Number	0000850096
Book / Page	1546 / 107
Instrument Date	Jun 26, 2026
Instrument	2026850096
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	DLF TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,722.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DOWNING CV, PADUCAH, KY 42001-8734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000850097,
Date	Jun 29, 2026
Instrument	2026850097

Lender

Name	RIVER VALLEY AGCREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-)	$20,000 (-)
2025	$190.00 (-1.04%)	$20,000 (-)	$20,000 (-)
2023	$192.00 (+97.94%)	$20,000 (+1%)	$20,000 (+1%)
2022	$97.00	$10,000	$10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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