Middlesex County and North Reading Town property record for 1 Timber Ln, North Reading, MA 01864 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,496 sqft · built 1964 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Aug 2023) |
| Tax Bill | $10,225 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:57-P:040 |
| Primary APN | M:57-P:040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 759 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 1 TIMBER LN |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 40.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 330102 |
Source: Middlesex County and North Reading Town records · APN M:57-P:040
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Oct 02, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Aug 21, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 202393644 |
| Deed Book / Page | 81908 / 162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Apr 01, 2026 |
| Property Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 0085416-77 |
| Book / Page | 85416 / 77 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202635666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 0000035666, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 85416/77 |
| Instrument | 202635666 |
| Name | LEADER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Apr 01, 2026 |
| Property Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 0085416-61 |
| Book / Page | 85416 / 61 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202635665 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 0000035665, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 85416/61 |
| Instrument | 202635665 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 079002-239 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 79002/239 |
| Instrument | 234947 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 083307-208 |
|---|---|
| Date | Oct 02, 2024 |
| Book Page | 83307/208 |
| Instrument | 111731 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Aug 21, 2023 |
| Property Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 081908-162 |
| Book / Page | 81908 / 162 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 93644 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 TIMBER LN, NORTH READING, MA 01864-3016 |
| Document Number | 0000093645 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 93645 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,225.00 (+9.39%) | $782,900 (+10.64%) Land $424,400 Building $358,500 |
| 2024 | $9,347.00 (+1.18%) | $707,600 (+7.16%) Land $385,700 Building $321,900 |
| 2023 | $9,238.00 | $660,300 Land $350,800 Building $309,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173301021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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