Cayuga County and Owasco Town property record for 1 Third Ave, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1920 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Mar 2003) |
| Tax Bill | $4,092 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054600 116.19-2-58 |
| Primary APN | 054600 116.19-2-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Upper Floors Area | 264 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 119 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14000490 |
|---|---|
| Street Address | 1 THIRD AVE |
| City | AUBURN |
| State | NY |
| Zip | 13021-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELROSE PK PL,SM 2-58 UNR SM |
| Legal Block | 2 |
| Legal Lot Number | 58.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | OWASCO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40700 |
1 Third Ave is owned and occupied by two individuals who acquired it in April 2020.
Source: Cayuga County and Owasco Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 THIRD AVE, AUBURN, NY 13021-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Apr 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2003 · Amount on File |
| Deed Sale | Mar 26, 2003 · Amount on File |
| Deed Book / Page | 1127 / 80 |
| Last Transfer Date | Apr 22, 2020 |
| Transfer Doc | 003860/325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1 THIRD AVE, AUBURN, NY 13021-5117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004298/350 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 4298/350 |
| Instrument | 2022-218319 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1 THIRD AVE, AUBURN, NY 13021-5117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 004060/261 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4060/261 |
| Instrument | 2021-205233 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Apr 27, 2020 |
| Property Address | 1 THIRD AVE, AUBURN, NY 13021-5117 |
| Document Number | 0038600325 |
| Book / Page | 003860 / 000325 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 194907 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 THIRD AVE AUBURN NY 130215117, AUBURN, NY 13021-5117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1 THIRD AVE, AUBURN, NY 13021-5117 |
| Document Number | 0036930130 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1 THIRD AVE AUBURN NY 130215117, AUBURN, NY 13021-5117 |
| Document Number | 0036930130 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 003693/000130 |
| Instrument | 185406 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 19, 2024 |
The 2026 property tax bill for 1 Third Ave was $4,092 with a homeowner's exemption, up 14.5% from the year before.
Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Owasco Town |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,092.00 (+14.49%) Homeowner's exemption | ||
| 2025 | $3,574.00 (+3.93%) Homeowner's exemption | $77,500 Land $4,800 Building $72,700 | $164,894 Land $10,213 Building $154,681 |
| 2024 | $3,439.00 | ||
| 2023 | $77,500 Land $4,800 Building $72,700 | $135,965 Land $8,421 Building $127,544 | |
| 2020 | $1,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Third Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–1993) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Third Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWASCO WATER DISTRICT serves 3,000 people · EPA ID NY0501721 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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