Suffolk County and Smithtown Town property record for 1 Tern Pl, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,918 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $428,000 (2018) |
| Tax Bill | $12,932.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 121.-5-1
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance JPMORGAN CHASE BANK NA |
| May 05, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance JPMORGAN CHASE BANK NA |
| May 05, 2022 | Deed, Transfer |
| Dec 26, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Mar 13, 2002 · Amount on Record |
| Deed Book / Page | 12994 / 236 |
| Prior Transfer Date | Jun 27, 1994 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234140287 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 23414/287 |
| Instrument | DN007380 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234140287 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 23414/287 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 05, 2022 |
| Property Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Document Number | 0131540844 |
| Book / Page | 13154 / 844 |
| Instrument Date | May 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 26, 2018 |
| Property Address | 1 TERN PL, COMMACK, NY 11725-4711 |
| Document Number | 0129940236 |
| Book / Page | 12994 / 236 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 97 FARNUM BLVD, FRANKLIN SQUARE, NY 11010-1621 |
| Investor | Possibly a Property Investor |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,210 (-) Land $375 Building $5,835 | $776,250 (+10,774.89%) Land $46,875 Building $729,375 | |
| 2024 | $12,932.00 | ||
| 2023 | $6,210 Land $375 Building $5,835 | $7,138 Land $431 Building $6,707 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 121.-5-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 3 Units |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,991 sqft Gross Area |
| 1st Floor | 1,918 sqft 1st Floor |
| Basement Area | 800 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Basement Garage |
| Porch | Covered Porch |
| Porch Area | 273 sqft Porch |
| View | Suburban View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 1 TERN PL |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4711 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Description | 6-217826 TC-57 *3490 PT LOT 3 MAP OF CHARTER WOODS SEC |
| Legal Subdivision | MAP CHARTER WOODS SECTION I |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 135208 |
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