1 Surrey Ct, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1 Surrey Ct, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,405 sqft · built 1985
Lot Size	0.198 acres (8,605 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2007)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01024-13-00018`

Property Details

APN / Parcel Number

Primary APN	`13-01024-13-00018`
Alternative APNs	`1301024001300018` `00216270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,605 sqft (0.198 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00216270
Street Address	1 SURREY CT
City	FORKED RIVER
State	NJ
Zip	08731-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRCD
Legal Description	IRR
Legal Subdivision	PHEASANT RUN SEC 03
Legal Block	1024
Legal Lot Number	18
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3009
Census Tract	732004

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1 SURREY CT, FORKED RIVER, NJ 08731-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2007 · Amount on Record
Deed Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	200742021
Deed Book / Page	13574 / 402
Last Transfer Date	Feb 1, 2018
Transfer Doc	0170301061
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 SURREY CT, FORKED RIVER, NJ 08731-5609
Transaction Type	Mortgage
Record Updated	Jun 5, 2023
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SURREY CT, FORKED RIVER, NJ 08731-5609

Mortgage

Document Number	0193830882
Date	May 19, 2023
Book Page	19383/882
Instrument	2023037812

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.26%
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 SURREY CT, FORKED RIVER, NJ 08731-5609
Document Number	0170770906
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SURREY CT FORKED RIVER NJ 087315609, FORKED RIVER, NJ 08731-5609

Mortgage

Document Number	0170770906
Date	Apr 9, 2018
Book Page	017077/000906
Instrument	33254

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 20, 2018
Property Address	1 SURREY CT, FORKED RIVER, NJ 08731-5609
Document Number	0170301061
Book / Page	017030 / 001061
Instrument Date	Feb 1, 2018
Instrument	16360
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SURREY CT FORKED RIVER NJ 087315609, FORKED RIVER, NJ 08731-5609

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100 (-) Land $48,000 Building $118,100	$166,100 (-) Land $48,000 Building $118,100
2025	$4,543.00 (+14.78%) Veteran's exemption	$166,100 (-) Land $48,000 Building $118,100	$166,100 (-) Land $48,000 Building $118,100
2024	$3,958.00 (+12.83%)
2023		$166,100 Land $48,000 Building $118,100	$166,100 Land $48,000 Building $118,100
2022	$3,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 85% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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