1 Surf Way, Monterey, CA 93940 Property Records

Monterey County property record for 1 Surf Way, Monterey, CA 93940 · Last verified October 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,023 sqft Living Area
Lot Size	1,062 sqft (0.024 acres)
Last Sale	$1,250,000 (2024)
Tax Bill	$14,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`011-442-055-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,023 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1993
Construction Type	Wood Construction
Lot Area	1,062 sqft (0.024 acres)

Location & Zoning

Street Address	1 SURF WAY
City	MONTEREY
State	CA
Zip	93940-3444
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 5 FLOOR 2 UNIT 5
Legal Subdivision	OCEAN HARBOR HOUSE CONDO
Legal Block	5
Legal Lot Number	5 2
Jurisdiction	MONTEREY CA
Minor Civil Division	SEASIDE-MONTEREY
Census Blockgroup	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records · APN 011-442-055-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1504 CYPRESS AVE, SAN DIEGO, CA 92103-4517
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2024 · Amount on Record
Deed Sale	Dec 06, 2024 · Amount on Record
Prior Sale	Dec 06, 2024 · Amount on Record
Deed Doc Number	2024047524
Record Refreshed	Jun 08, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 17, 2021
Property Address	1 SURF WAY APT 231, 231, MONTEREY, CA 93940-3474
Document Number	0000062450
Map Reference	VOL 18 PG 15
Instrument Date	Sep 08, 2021
Instrument	2021062450
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 SURF WAY APT 231, 231, MONTEREY, CA 93940-3474

Mortgage

Document Number	0000062451
Date	Sep 17, 2021
Instrument	2021062451

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,357.00 (+9.55%)	$1,250,000 (+3.42%) Land $500,000 Building $750,000
2023	$13,105.00 (+1.4%)	$1,208,700 Land $612,000 Building $596,700
2022	$12,924.00

Flood & Wildfire

1 Surf Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monterey County (06053C), updated July 15, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.