1 Summitcrest, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 1 Summitcrest, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,954 sqft · built 1990
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$1,500,000 (Mar 2023)
Tax Bill	$16,685 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`804-571-01`

Property Details

APN / Parcel Number

Primary APN	`804-571-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,954 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,400 sqft (0.193 acres)
Garage Area	643 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	1 SUMMITCREST
City	TRABUCO CANYON
State	CA
Zip	92679-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13132 BLK LOT 1
Legal Subdivision	TRACT NO 13132
Legal Tract	13132
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1001
Census Tract	32043

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer
Mar 9, 2023	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Quit Claim Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	May 26, 2020
Deed Document Number	202353948
Prior Transfer Date	Apr 22, 2020
Prior Transfer Doc	0000235052
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 22, 2025
Property Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Document Number	0000259947
Map Reference	MB 612 PG 20-25
Instrument Date	Sep 16, 2025
Instrument	2025000259947
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 9, 2023
Property Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Document Number	0000053948
Map Reference	MB 612 PG 20-25
Instrument Date	Feb 22, 2023
Instrument	2023000053948
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 SUMMITCREST, ROBINSON RANCH, CA 92679-3411

Mortgage

Document Number	0000053949
Date	Mar 9, 2023
Instrument	2023000053949

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	12.6%
Index	1-Year T-Bill
Max Rate	12.6%

Mortgage

Document Number	0000053950
Date	Mar 9, 2023
Instrument	2023000053950

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE OC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411

Mortgage

Document Number	0000195801
Date	Mar 22, 2021
Instrument	2021000195801

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 26, 2020
Property Address	1 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Document Number	0000235052
Instrument Date	Apr 22, 2020
Instrument	235052
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 SUMMITCREST TRABUCO CANYON CA 926793411, TRABUCO CANYON, CA 92679-3411

Mortgage

Document Number	235053
Date	May 26, 2020
Instrument	235053

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,655,998 (+2%) Land $1,194,016 Building $461,982
2025	$16,685.00 (+1.84%)	$1,623,528 (+71.92%) Land $1,170,604 Building $452,924
2024	$16,384.00 (+70.36%)
2023	$9,617.00 (+1.82%) Homeowner's exemption	$944,356 Land $584,241 Building $360,115
2022	$9,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Xfinity.

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