1 Summit Cir, Searcy, AR 72143 Property Records

White County property record for 1 Summit Cir, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,636 sqft · built 1975
Owner	Individual Name on Record
Last Sale	$252,000 (Sep 2025)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-00604-000`

Property Details

APN / Parcel Number

Primary APN	`016-00604-000`
Alternative APN	`39293`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Utility Area	78 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Driveway	Driveway
Driveway Area	928 sqft
Parking Spaces	2 Parking Spaces
Porch	Glass Porch
Porch Area	234 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 SUMMIT CIR
City	SEARCY
State	AR
Zip	72143-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	CEDARIDGE S/D I & II
Legal Lot Number	16
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2020
Census Tract	70401

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 SUMMIT CIR, SEARCY, AR 72143-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Feb 1, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
May 20, 2021	Warranty Deed, Transfer · Commercial Mortgage RIVERWIND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	L202511481
Deed Book / Page	DEED 2025 / 12555
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	1 SUMMIT CIR, SEARCY, AR 72143-4913
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	WHITE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I SUMMIT CIR, SEARCY, AR 72143

Mortgage

Document Number	MTG2023/1010
Date	Jan 17, 2023
Book Page	MTG 2023/1010
Instrument	L202300764

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Sep 10, 2025
Property Address	1 SUMMIT CIR, SEARCY, AR 72143-4913
Document Number	DEED2025/12555
Book / Page	DEED 2025 / 12555
Instrument Date	Sep 9, 2025
Instrument	L202511481
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	WHITE COUNTY TITLE COMPANY, WHITE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5747 HIGHWAY 13, SEARCY, AR 72143-8057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 SUMMIT CIR, SEARCY, AR 72143-4913

Mortgage

Document Number	L202511482
Date	Sep 10, 2025
Instrument	L202511482

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Feb 1, 2022
Property Address	1 SUMMIT CIR, SEARCY, AR 72143-4913
Document Number	DEED2022/2099
Book / Page	DEED 2022 / 2099
Instrument Date	Jan 31, 2022
Instrument	L202201687
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	WHITE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 CREEKSTONE CV, SEARCY, AR 72143-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SUMMIT CIR, SEARCY, AR 72143-4913

Mortgage

Document Number	MTG20223497
Date	Feb 1, 2022
Instrument	MTG 2022/3497

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 20, 2021
Property Address	1 SUMMIT CIR, SEARCY, AR 72143-4913
Document Number	DEED2021/8106
Book / Page	DEED 2021 / 8106
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	WHITE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1821 WESTGATE CIR, HEBER SPRINGS, AR 72543-2842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STONERIDGE DR, SEARCY, AR 72143-8462

Mortgage

Document Number	MTG202116048
Date	May 20, 2021
Instrument	MTG 2021/16048

Lender

Name	RIVERWIND BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 Homeowner's exemption	$25,340 (-) Land $8,250 Building $17,090
2024	$1,028.00 (+70.48%) Homeowner's exemption	$25,340 (-) Land $8,250 Building $17,090
2023	$603.00 Homeowner's exemption	$25,340 Land $8,250 Building $17,090	$126,700 Land $41,250 Building $85,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Summit Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures