1 Summit Ave, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 1 Summit Ave, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1964
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jan 2003)
Tax Bill	$15,802 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00501-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`36-00501-0000-00005`
Alternative APNs	`360050100005` `00000234`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	69,696 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000234
Street Address	1 SUMMIT AVE
City	MONTVALE
State	NJ
Zip	07645-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1.6AC
Legal Subdivision	HILLCREST SEC 1
Legal Block	501
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	2
Census Block	2014
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 SUMMIT AVE, MONTVALE, NJ 07645-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2003 · Amount on Record
Deed Sale	Jan 9, 2003 · Amount on Record
Deed Book / Page	8539 / 249
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 SUMMIT AVE, MONTVALE, NJ 07645-1211
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041880830
Date	Jun 4, 2021
Book Page	4188/830
Instrument	2021089360

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 SUMMIT AVE, MONTVALE, NJ 07645-1211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035851971
Date	Apr 30, 2020
Book Page	3585/1971
Instrument	20-044628

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,200 (-) Land $312,800 Building $306,400	$619,200 (-) Land $312,800 Building $306,400
2025	$15,802.00 (+1.48%)	$619,200 (-) Land $312,800 Building $306,400	$619,200 (-) Land $312,800 Building $306,400
2024	$15,572.00 (+1.78%)
2023		$619,200 Land $312,800 Building $306,400	$619,200 Land $312,800 Building $306,400
2022	$15,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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