Kennebec County and Gardiner City property record for 1 Streamside Ln, Gardiner, ME 04345
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 787 sqft · built 2009 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Oct 2021) |
| Tax Bill | $2,835 (2025) |
| Deeds & Mortgages | Jul 2026 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:015 L:013-001 |
| Primary APN | M:015 L:013-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 787 sqft Living Area |
| Gross Area | 1,466 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft (1.49 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2717 |
|---|---|
| Street Address | 1 STREAMSIDE LN |
| City | GARDINER |
| State | ME |
| Zip | 04345-6287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 14 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | GARDINER ME |
| Township / Civil Division | GARDINER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1 Streamside Ln is owned by an individual who bought it in October 2021.
Source: Kennebec County and Gardiner City records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 N MAIN ST, NATICK, MA 01760-3474 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 15, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL |
| Feb 21, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Aug 4, 2011 · Amount on File |
| Deed Document Number | 202130091 |
| Deed Book / Page | 14213 / 316 |
| Transfer Doc | 2018003365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Recording Date | Jul 20, 2026 |
| Property Address | 1 STREAMSIDE LN, GARDINER, ME 04345-6287 |
| Document Number | 0000015670 |
| Book / Page | 15796 / 178 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202615670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 STREAMSIDE LN, GARDINER, ME 04345-6287 |
| Document Number | 0000015670, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 15796/178 |
| Instrument | 202615670 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARDINER ME |
| Recording Date | Oct 15, 2021 |
| Property Address | 1 STREAMSIDE LN, GARDINER, ME 04345-6287 |
| Document Number | 2021030091 |
| Book / Page | 14213 / 316 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021030091 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 N MAIN ST, NATICK, MA 01760-3474 |
| Document Number | 2021030092 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021030092 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARDINER ME |
| Recording Date | Feb 21, 2018 |
| Property Address | 1 STREAMSIDE LN, GARDINER, ME 04345-6287 |
| Document Number | 2018003365 |
| Book / Page | 12844 / 0292 |
| Instrument | 2018003365 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1 Streamside Ln was $2,835, up 2.7% from the year before.
Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Gardiner City |
| Unified School District | School Administrative District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,835.00 (+2.72%) | $107,800 (-) Land $56,000 Building $51,800 |
| 2024 | $2,760.00 (+8.02%) | $107,800 (-) Land $56,000 Building $51,800 |
| 2023 | $2,555.00 (+6.77%) | $107,800 (-) Land $56,000 Building $51,800 |
| 2022 | $2,393.00 | $107,800 Land $56,000 Building $51,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Streamside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Streamside Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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