1 Stickney Ln, Key West, FL 33040 Property Records

Monroe County property record for 1 Stickney Ln, Key West, FL 33040 · Last verified August 2026

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.028 acres (1,207 sqft)
Owner	Company Name on File
Tax Bill	$2,406 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`00004610-000000`

Property Details

APN / Parcel Number

Primary APN	`00004610-000000`
Alternative APNs	`01010100004610000000` `1004791`

Exterior

Effective Year Built	Effective 2002
Lot Area	1,207 sqft (0.028 acres)
Lot Dimensions	45 ft deep x 30 ft wide
Patio Area	460 sqft

Location & Zoning

Account Number	1004791
Street Address	1 STICKNEY LN
City	KEY WEST
State	FL
Zip	33040
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	KW PT LT 1 SQR 31 G71-196 OR859-913 OR886-245/46 OR918-1077 OR918-1078 OR1018-1135 OR1080-509/10 OR1221-524/29 OR1245-603/04 OR1246-1327/28 OR1525-2191/93 OR1705-1355/58 OR2480-1801/02
Legal Range	25E
Legal Township	67S
Legal Section	31
Legal Subdivision	C W TIFTS MAP OF THE CITY OF KEY WEST
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3003
Census Tract	972800

Owner

Source: Monroe County records · APN 00004610-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1129 FLEMING ST, KEY WEST, FL 33040-6909
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF THE FLORIDA KEYS
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BK
Jul 18, 2020	Loan Modification, Mortgage CENTENNIAL BK
Oct 18, 2019	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Nov 07, 2017	Loan Modification, Mortgage CENTENNIAL BK
Nov 07, 2015	Loan Modification, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2001
Deed Sale	Jun 15, 2001
Prior Sale	Jun 01, 1998 · Amount on Record
Deed Book / Page	1705 / 1355
Last Transfer Date	Jul 27, 2010
Transfer Doc	0024801801
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Transaction Type	Mortgage
Record Updated	Jan 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031941365
Date	Sep 16, 2022
Book Page	3194/1365
Instrument	2391764

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEYS
Type	Bank
Address	KEY WEST, FL 33041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Document Number	0030360861
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE FUND SERV

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 FLEMING ST KEY WEST FL 330406909, KEY WEST, FL 33040-6909

Mortgage

Document Number	0030360861
Date	Aug 07, 2020
Book Page	003036/000861
Instrument	2276346

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 06, 2023

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Document Number	0030420022
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 FLEMING ST KEY WEST FL 330406909, KEY WEST, FL 33040-6909

Mortgage

Document Number	0030420022
Date	Sep 03, 2020
Book Page	003042/000022
Instrument	2280229

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Term	12 Months
Due	Sep 02, 2021

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Document Number	0029911972
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 FLEMING ST KEY WEST FL 330406909, KEY WEST, FL 33040-6909

Mortgage

Document Number	0029911972
Date	Oct 29, 2019
Book Page	002991/001972
Instrument	2242372

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 28, 2021

Interest

Rate Type	Adjustable Rate

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Document Number	0028992375
Instrument Date	Nov 07, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 RARING ST KEY WEST FL 33040, KEY WEST, FL 33040

Mortgage

Document Number	0028992375
Date	Apr 06, 2018
Book Page	002899/002375
Instrument	2163047

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Term	12 Months
Due	Apr 05, 2019

November 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1 STICKNEY LN, KEY WEST, FL 33040
Document Number	0028361348
Book / Page	002836 / 001348
Instrument Date	Nov 07, 2015
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 FLEMING ST KEY WEST FL 330406909, KEY WEST, FL 33040-6909

Mortgage

Document Number	0028361348
Date	Jan 25, 2017
Book Page	002836/001348
Instrument	2108205

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Term	12 Months
Due	Jan 24, 2018

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,089 (+41.49%) Land $399,825 Building $14,264	$414,089 (+41.49%) Land $399,825 Building $14,264
2024	$2,406.00 (-1.68%)
2023	$2,447.00 (+2.26%)	$292,663 (-0.15%) Land $279,105 Building $13,558	$292,663 (-0.15%) Land $279,105 Building $13,558
2022	$2,393.00	$293,102 Land $279,105 Building $13,997	$293,102 Land $279,105 Building $13,997

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 248 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured 11 under condo master policies
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 922 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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