Monmouth County and Middletown Township property record for 1 Steven Ct, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,444 sqft · built 2004 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (May 2005) |
| Tax Bill | $16,926 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00795-0000-00004-10 |
| Primary APN | 32-00795-0000-00004-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,444 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| Upper Floors Area | 1,261 sqft |
| Basement Area | 2,183 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 54,886 sqft |
| Lot Dimensions | 224 ft deep x 125 ft wide |
| Garage Type | Attached |
| Patio Area | 400 sqft |
| Sewer | Connected |
|---|
| Street Address | 1 STEVEN CT |
|---|---|
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAUREL RDG MAJOR |
| Legal Block | 795 |
| Legal Lot Number | 4.10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 801100 |
Source: Monmouth County and Middletown Township records · APN 32-00795-0000-00004-10
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 10, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Apr 04, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on Record |
| Deed Sale | May 19, 2005 · Amount on Record |
| Deed Book / Page | 8462 / 4711 |
| Last Transfer Date | Apr 27, 2006 |
| Transfer Doc | 0085672417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1 STEVEN CT, MIDDLETOWN TOWNSHIP, NJ |
| Document Number | 0096597047 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 9659/7047 |
| Instrument | 2023063860 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 07, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0095964723 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 9596/4723 |
| Instrument | 2022054757 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 03, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0000091134 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 STEVEN CT MIDDLETOWN NJ 077481932, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0000091134 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 009434/002544 |
| Instrument | 91134 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0000113517 |
| Instrument Date | Nov 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 STEVEN CT MIDDLETOWN NJ 077481932, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0000113517 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 009322/001447 |
| Instrument | 113517 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 04, 2017 |
| Property Address | 1 STEVEN CT, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 0000035221 |
| Book / Page | 009220 / 006164 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 35221 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $769.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 STEVEN CT MIDDLETOWN NJ 077481932, MIDDLETOWN, NJ 07748-1932 |
| Document Number | 35222 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | 009220/006215 |
| Instrument | 35222 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2047 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,157,100 (+10.34%) Land $407,300 Building $749,800 | $1,157,100 (+10.34%) Land $407,300 Building $749,800 | |
| 2025 | $16,926.00 (+1.51%) | $1,048,700 (+6.42%) Land $305,700 Building $743,000 | $1,048,700 (+6.42%) Land $305,700 Building $743,000 |
| 2024 | $16,674.00 (-3.26%) | ||
| 2023 | $985,400 Land $294,000 Building $691,400 | $985,400 Land $294,000 Building $691,400 | |
| 2022 | $17,235.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 85 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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