Durham County property record for 1 Stepney Ct, Durham, NC 27713 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,960 sqft · built 2003 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Owner Name on File |
| Last Sale | $164,500 (Mar 2004) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0729-37-7596 |
| Primary APN | 0729-37-7596 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| 1st Floor Area | 1,548 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 072901377586 |
|---|---|
| Street Address | 1 STEPNEY CT |
| City | DURHAM |
| State | NC |
| Zip | 27713-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY POINTE/PH:02/LT#026 PL:000159-000221 |
| Legal Subdivision | BAY POINTE |
| Legal Phase | 02 |
| Legal Lot Number | 26 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2025 |
Source: Durham County records · APN 0729-37-7596
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1 STEPNEY CT, DURHAM, NC 27713-3123 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Nov 11, 2016 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Last Sale | Mar 10, 2004 · Amount on Record |
|---|---|
| Deed Sale | Mar 10, 2004 · Amount on Record |
| Deed Document Number | 0004307495 |
| Deed Book / Page | 4307 / 495 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1 STEPNEY CT, DURHAM, NC 27713-3123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1 STEPNEY CT, DURHAM, NC 27713-3123 |
| Document Number | 0096040156 |
|---|---|
| Date | Feb 01, 2022 |
| Book Page | 9604/156 |
| Instrument | 2022004488 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1 STEPNEY CT, DURHAM, NC 27713-3123 |
| Document Number | 0081110601 |
| Book / Page | 008111 / 000601 |
| Instrument Date | Nov 11, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1 STEPNEY CT DURHAM NC 277133123, DURHAM, NC 27713-3123 |
| Document Number | 0081110601 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 008111/000601 |
| Instrument | 2300 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,412.00 (+48.8%) | $445,106 (+96.61%) Land $102,375 Building $342,731 | $445,106 (+96.61%) Land $102,375 Building $342,731 |
| 2023 | $2,965.00 (+2.35%) | $226,395 Land $40,775 Building $185,620 | $226,395 Land $40,775 Building $185,620 |
| 2022 | $2,897.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630020251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force 9 of 9 on primary residences |
| Nearby Flood Claims | 3 (2013–2025) |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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