Suffolk County and Brookhaven Town property record for 1 Stephen Ave, Centereach, NY 11720
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,614 sqft · built 1970 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2025) |
| Tax Bill | $10,469 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-445.00-01.00-025.000 |
| Primary APN | 0200-445.00-01.00-025.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 6129250 |
|---|---|
| Street Address | 1 STEPHEN AVE |
| City | CENTEREACH |
| State | NY |
| Zip | 11720-3323 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SELDEN ESTATES 244 SEC 4 B J 285 |
| Legal Subdivision | SELDEN ESTATES HENRY BEHR |
| Legal Block | 5000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 158120 |
1 Stephen Ave, a duplex, is owned and occupied by two individuals who bought it in December 2025.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 STEPHEN AVE, CENTEREACH, NY 11720-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Dec 2, 2025 | Deed, Transfer AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on File |
| Deed Sale | Dec 2, 2025 · Amount on File |
| Prior Sale | Jul 16, 2007 · Amount on File |
| Deed Book / Page | 13318 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 STEPHEN AVE, CENTEREACH, NY 11720-3323 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233700612 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 23370/612 |
| Instrument | DM060166 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 2, 2025 |
| Property Address | 1 STEPHEN AVE, CENTEREACH, NY 11720-3323 |
| Document Number | 0133180543 |
| Book / Page | 13318 / 543 |
| Instrument Date | Oct 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1 STEPHEN AVE, CENTEREACH, NY 11720-3323 |
| Document Number | 0023699218 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 23699/218 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 337 Months |
| Due | Jan 1, 2054 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Middle Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300 (-) Land $150 Building $2,150 | $479,167 (+12.5%) Land $28,302 Building $405,660 | |
| 2024 | $10,469.00 | $2,300 (-) Land $150 Building $2,150 | $425,926 (+9,900.61%) Land $27,778 Building $398,148 |
| 2023 | $2,300 Land $150 Building $2,150 | $4,259 Land $278 Building $3,981 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1 Stephen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Stephen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures