Jackson County property record for 1 Stearns Ln, Carbondale, IL 62903
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,870 sqft · built 2021 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,442 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-07-251-017 |
| Primary APN | 19-07-251-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Building Area | 2,870 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 95,832 sqft (2.2 acres) |
| Street Address | 1 STEARNS LN |
|---|---|
| City | CARBONDALE |
| State | IL |
| Zip | 62903-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM 19-07-251-011 LOT 11 CEDAR MEADOWS SUB 2.20 AC 7-10-1 PC 2 SL 131A 882/667 1024/551 2007/32707 2007/32710 2020R000846 |
| Legal Subdivision | CEDAR MEADOWS SUB |
| Legal Lot Number | 11 |
| Jurisdiction | JACKSON IL |
| Township / Civil Division | MAKANDA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11600 |
1 Stearns Ln is owned and occupied by two individuals who acquired it in September 2007.
Source: Jackson County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 STEARNS LN, CARBONDALE, IL 62903-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2020 | Quit Claim Deed, Transfer BANK OF CARBONDALE |
| Aug 6, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF CARBONDALE |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CARBONDALE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2007 |
| Transfer Doc | 0000068218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON IL |
| Recording Date | Feb 25, 2020 |
| Property Address | 1 STEARNS LN, CARBONDALE, IL 62903-8206 |
| Document Number | 0000000846 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 846 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 STEAMS LN CARBONDALE IL 62901, CARBONDALE, IL 62901 |
| Document Number | 847 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 847 |
| Name | BANK OF CARBONDALE |
|---|---|
| Type | Bank |
| Address | CARBONDALE, IL 62901 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JACKSON IL |
| Recording Date | Aug 6, 2019 |
| Property Address | 1 STEARNS LN, CARBONDALE, IL 62903-8206 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 3719 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 STEARNS LN CARBONDALE IL 629038206, CARBONDALE, IL 62903-8206 |
| Document Number | 0000003719 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 3719 |
| Name | BANK OF CARBONDALE |
|---|---|
| Type | Bank |
| Address | CARBONDALE, IL 62901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 5, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IL |
| Property Address | 1 STEARNS LN, CARBONDALE, IL 62903-8206 |
| Document Number | 0000002494 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 STEARNS LN CARBONDALE IL 629038206, CARBONDALE, IL 62903-8206 |
| Document Number | 0000002494 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2494 |
| Name | BANK OF CARBONDALE |
|---|---|
| Type | Bank |
| Address | CARBONDALE, IL 62901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 1 Stearns Ln was $8,442 with a homeowner's exemption, up 6.6% from the year before.
Source: Jackson County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jackson County |
| County Subdivision | Makanda Township |
| Secondary School District | Carbondale Community High School District 165 (09 - 12) |
| Elementary School District | Unity Point Community Consolidated School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,442.00 (+6.56%) Homeowner's exemption | $113,539 (+12.75%) Land $12,154 Building $101,385 | $340,617 (+12.75%) Land $36,462 Building $304,155 |
| 2024 | $7,922.00 | $100,701 Land $10,780 Building $89,921 | $302,103 Land $32,340 Building $269,763 |
| 2022 | $7,337.00 Homeowner's exemption | $85,884 Land $9,194 Building $76,690 | $257,652 Land $27,582 Building $230,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Stearns Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Stearns Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HIGHWAY PWD serves 4,972 people · EPA ID IL0775400 |
|---|---|
| Water Source | Purchased surface water from CARBONDALE |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 Turbidity resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| BLIP Networks Fixed Wireless | 500 / 500 |
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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